Frederick County property record for 8358 Fingerboard Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,916 sqft · built 1900 |
| Lot Size | 0.86 acres (37,461 sqft) |
| Owner | Company Name on File |
| Last Sale | $422,550 (Jun 2021) |
| Tax Bill | $5,661 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-200021 |
| Primary APN | 07-200021 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,916 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 396 sqft |
| Finished Basement | 396 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 37,461 sqft (0.86 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 200021 |
|---|---|
| Street Address | 8358 FINGERBOARD RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 0.861 AC N/S FINGERBOARD RD. W/RHODERICK RD. |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 752201 |
8358 Fingerboard Rd is owned by a company that bought it in June 2021.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3052 AVERLEY RD, IJAMSVILLE, MD 21754-9048 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RONALD KOWALSKI |
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MATTHEW POPHIN |
| Jan 10, 2024 | Deed, Transfer LEGACYHOUSE TITLE |
| Oct 25, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 9, 2021 | Deed, Transfer · Conventional Mortgage GARY ADAMS |
| Jun 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on File |
| Deed Sale | Jun 9, 2021 · Amount on File |
| Prior Sale | Aug 4, 2004 · Amount on File |
| Deed Book / Page | 14974 / 135 |
| Prior Transfer Date | Oct 8, 2020 |
| Prior Transfer Doc | 0149780460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8358 FINGERBOARD RD, FREDERICK, MD 21704-7621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0149740193 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 14974/193 |
| Name | RONALD KOWALSKI |
|---|---|
| Type | Private Party |
| Address | 8916 KIGER ST, LORTON, VA 22079 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8358 FINGERBOARD RD, FREDERICK, MD 21704-7621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0149740175 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 14974/175 |
| Name | MATTHEW POPHIN |
|---|---|
| Type | Private Party |
| Address | 8202 GREENTREE MANOR LN, FAIRFAX STATION, VA 22039 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 10, 2024 |
| Property Address | 8358 FINGERBOARD RD, FREDERICK, MD 21704-7621 |
| Document Number | 0167300208 |
| Book / Page | 16730 / 208 |
| Instrument Date | Jul 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | LEGACYHOUSE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3052 AVERLEY RD, IJAMSVILLE, MD 21754-9048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 25, 2021 |
| Property Address | 8358 FINGERBOARD RD, FREDERICK, MD 21704-7621 |
| Document Number | 0154240001 |
| Book / Page | 15424 / 1 |
| Instrument Date | Sep 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | LEGACYHOUSE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Investor | Possibly a Property Investor |
| Document Number | 154244 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 15424/4 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 9, 2021 |
| Property Address | 8358 FINGERBOARD RD, FREDERICK, MD 21704-7621 |
| Document Number | 0149740135 |
| Book / Page | 14974 / 135 |
| Instrument Date | Jun 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,112.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3052 AVERLEY RD, IJAMSVILLE, MD 21754-9048 |
| Investor | Possibly a Property Investor |
| Document Number | 14974157 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 14974/157 |
| Name | GARY ADAMS |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Number | 0149740139 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 14974/139 |
| Name | YURI BOGDANOV |
|---|---|
| Type | Private Party |
| Address | 1652 WHITE PINE DR, VIENNA, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 10, 2021 |
| Property Address | 8358 FINGERBOARD RD, FREDERICK, MD 21704-7621 |
| Document Number | 0149780460 |
| Book / Page | 14978 / 460 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8358 FINGERBOARD RD, FREDERICK, MD 21704-7621 |
| Document Number | 14978464 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 14978/464 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 8358 Fingerboard Rd was $5,661, up 9.2% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,333 (+7.79%) | $521,500 (-) Land $234,300 Building $287,200 | |
| 2025 | $5,661.00 (+9.18%) | $451,167 | $521,500 Land $234,300 Building $287,200 |
| 2024 | $5,185.00 (+10.46%) | ||
| 2023 | $4,694.00 | $387,933 | $416,000 Land $163,700 Building $252,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8358 Fingerboard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8358 Fingerboard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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