852 Victorian Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 852 Victorian Ave, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 1,554 sqft · built 2017
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Feb 2021)
Tax Bill	$8,520 (2025)
Deeds & Mortgages	Feb 2021 Sale Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-101-085-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-101-085-000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	1,418 sqft
Basement Area	826 sqft
Unfinished Basement	826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	29,621 sqft (0.68 acres)
Garage Area	315 sqft
Porch	Porch
Porch Area	184 sqft

Location & Zoning

Street Address	852 VICTORIAN AVE
City	WATERLOO
State	IL
Zip	62298-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 85 COUNTRY CLUB HILLS PHASE 1
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	85
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4024
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	852 VICTORIAN AVE, WATERLOO, IL 62298-3355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Warranty Deed, Transfer
Dec 18, 2017	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Aug 23, 2017	Warranty Deed, Transfer · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2021415102
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 22, 2021
Property Address	852 VICTORIAN AVE, WATERLOO, IL 62298-3355
Document Number	0000415102
Instrument Date	Feb 22, 2021
Instrument	415102
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	852 VICTORIAN AVE, WATERLOO, IL 62298-3355

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 18, 2017
Property Address	852 VICTORIAN AVE, WATERLOO, IL 62298-3355
Document Number	0000393470
Instrument Date	Dec 15, 2017
Instrument	393470
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 N LIBRARY ST WATERLOO IL 622981124, WATERLOO, IL 62298-1124

Mortgage

Document Number	393471
Date	Dec 18, 2017
Instrument	393471

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 23, 2017
Property Address	852 VICTORIAN AVE, WATERLOO, IL 62298-3355
Document Number	0000391561
Instrument Date	Aug 22, 2017
Instrument	391561
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$63.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1124 VALMEYER RD COLUMBIA IL 622364126, COLUMBIA, IL 62236-4126
Investor	Possibly a Property Investor

Mortgage

Document Number	391562
Date	Aug 23, 2017
Instrument	391562

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 22, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,520.00 (+3.74%) Homeowner's exemption	$145,380 (+35.89%) Land $19,550 Building $125,830	$436,140 (+35.89%) Land $58,650 Building $377,490
2024	$8,213.00
2022	Additional exemption filed	$106,980 Land $17,080 Building $89,900	$320,940 Land $51,240 Building $269,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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