Monroe County property record for 823 Victorian Ave, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,093 sqft · built 2017 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,500 (Apr 2017) |
| Tax Bill | $6,257 (2025) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-17-101-024-000 |
| Primary APN | 08-17-101-024-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,093 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 497 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 144 sqft |
| Street Address | 823 VICTORIAN AVE |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 24 COUNTRY CLUB HILLS PHASE 1 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | COUNTRY CLUB HILLS |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 823 VICTORIAN AVE, WATERLOO, IL 62298-3361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2017 · Amount on Record |
| Deed Sale | Apr 5, 2017 · Amount on Record |
| Deed Document Number | 2017389107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 5, 2017 |
| Property Address | 823 VICTORIAN AVE, WATERLOO, IL 62298-3361 |
| Document Number | 0000389107 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 389107 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823 VICTORIAN AVE WATERLOO IL 622983361, WATERLOO, IL 62298-3361 |
| Document Number | 389108 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 389108 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,257.00 (-1.14%) Homeowner's exemption | $113,100 (+33.89%) Land $16,790 Building $96,310 | $339,300 (+33.89%) Land $50,370 Building $288,930 |
| 2024 | $6,329.00 | ||
| 2022 | Additional exemption filed | $84,470 Land $15,410 Building $69,060 | $253,410 Land $46,230 Building $207,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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