843 Victorian Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 843 Victorian Ave, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,144 sqft · built 2008
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Jul 2020)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-101-028-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-101-028-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,144 sqft Building Perimeter
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Garage Area	528 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Slab
Porch Area	46 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	843 VICTORIAN AVE
City	WATERLOO
State	IL
Zip	62298-3361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 28 COUNTRY CLUB HILLS PHASE 1
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	28
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4020
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	843 VICTORIAN AVE, WATERLOO, IL 62298-3361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Warranty Deed, Construction Loan · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 13, 2017	Deed of Trust, Mortgage · Conventional with PMI STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	2020409618
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 21, 2020
Property Address	843 VICTORIAN AVE, WATERLOO, IL 62298-3361
Document Number	0000409618
Instrument Date	Jul 20, 2020
Instrument	409618
Transaction Type	Construction Loan
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 VICTORIAN AVE, WATERLOO, IL 62298-3361

Mortgage

Document Number	0000409619
Date	Jul 21, 2020
Instrument	409619

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	843 VICTORIAN AVE, WATERLOO, IL 62298-3361
Document Number	0000390501
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	843 VICTORIAN AVE WATERLOO IL 622983361, WATERLOO, IL 62298-3361

Mortgage

Document Number	0000390501
Date	Jun 21, 2017
Instrument	390501

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 20, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,591.00 (+7%) Homeowner's exemption	$113,780 (+26.06%) Land $16,790 Building $96,990	$341,340 (+26.06%) Land $50,370 Building $290,970
2024	$6,160.00
2022	Additional exemption filed	$90,260 Land $15,410 Building $74,850	$270,780 Land $46,230 Building $224,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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