852 1st St, Chipley, FL 32428 Property Records

Washington County property record for 852 1st St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,392 sqft · built 1985
Lot Size1.01 acres (44,083 sqft)
OwnerIndividual Name on File
Last Sale$346,000 (Apr 2022)
Tax Bill$6,828 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
May 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN000021950024

Property Details

APN / Parcel Number

Primary APN000021950024
Alternative APN
  • 21950024

Interior

Full Baths2 Baths
Building Area2,392 sqft Heated Area
Gross Area3,208 sqft
FlooringCeramic Tile
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,083 sqft (1.01 acres)
Lot Dimensions147 ft deep x 150 ft wide
PorchOpen Porch
Porch Area864 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000021950024
Street Address852 1ST ST
CityCHIPLEY
StateFL
Zip32428-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9 4 13 ORB 1238 P 109 LOTS 1,2,3,12,13,14, LB/A BLK D
Legal Range13W
Legal Township04N
Legal Section09
Legal SubdivisionLEEBUCK ADD
Legal BlockD
Legal Lot Number1,12-14 2
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group3
Census Block3046
Census Tract970103

Owner

Source: Washington County records · APN 000021950024

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address852 1ST ST, CHIPLEY, FL 32428-2225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Warranty Deed, Transfer · FHA Mortgage
AMERIS BANK
May 28, 2020Deed of Trust, Construction Loan · Construction Mortgage
COMMUNITY S CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2022 · Amount on Record
Deed SaleApr 07, 2022 · Amount on Record
Deed Document Number0001238109
Deed Book / Page1238 / 109
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 07, 2022
Property Address852 1ST ST, CHIPLEY, FL 32428-2225
Document Number0067003207
Book / Page1238 / 109
Instrument DateApr 07, 2022
Instrument202267003207
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,422.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address852 1ST ST, 852, CHIPLEY, FL 32428-2225

Transferred To (Grantee/Buyer)

NameVerified Name
Address1236 APPLE AVE, CHIPLEY, FL 32428-2019

Mortgage

Document Number0000000111
DateApr 07, 2022
Instrument1238/111
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Recording DateMay 28, 2020
Property Address852 1ST ST, CHIPLEY, FL 32428-2225
Document Number0067003585
Book / Page001177 / 000096
Instrument DateMay 26, 2020
Instrument67003585
Transaction TypeConstruction Loan
Record UpdatedJun 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address852 1ST ST CHIPLEY FL 324282225, CHIPLEY, FL 32428-2225

Mortgage

Document Number0067003585
DateMay 28, 2020
Book Page001177/000096
Instrument67003585
Lender
NameCOMMUNITY S CU
TypeCredit Union
AddressCHIPLEY, FL 32428
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 27, 2021

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,828.00 (+2.26%)$327,514 (+1%) Land $18,000 Building $309,514$327,514 (+1%) Land $18,000 Building $309,514
2024$6,677.00 (+10.11%)$324,257 (+10.41%) Land $18,000 Building $306,257$324,257 (+10.41%) Land $18,000 Building $306,257
2023$6,064.00 (+29.79%)$293,678 (+30.45%) Land $18,000 Building $275,678$293,678 (+30.45%) Land $18,000 Building $275,678
2022$4,672.00$225,132 Land $13,500 Building $211,632$225,132 Land $13,500 Building $211,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2004–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50

Based on FCC filings for 94 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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