Washington County property record for 868 1st St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,112 sqft · built 1956 |
| Lot Size | 1.01 acres (44,083 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $1,338 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000021950006 |
| Primary APN | 000021950006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,112 sqft Heated Area |
| Gross Area | 2,688 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,083 sqft (1.01 acres) |
| Lot Dimensions | 294 ft deep x 150 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 348 sqft |
| Patio Area | 228 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000021950006 |
|---|---|
| Street Address | 868 1ST ST |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 4 13 ORB 524 P 92 LOTS 1,2,3,12, 13, 14 LB/A BLK E (CITY ORDINANCE #956 IN ORB 1132 P 124 CLOSING THAT PART OF OAK AVE |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 09 |
| Legal Subdivision | LEE BUCK ADD |
| Legal Block | E,D |
| Legal Lot Number | 13-14,1 2 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 970103 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 868 1ST ST, CHIPLEY, FL 32428-2225 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIONS FINANCIAL CU |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU |
| Last Transfer Date | Mar 30, 2004 |
|---|---|
| Transfer Doc | 0005240092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 868 1ST ST, CHIPLEY, FL 32428-2225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 868 1ST ST, CHIPLEY, FL 32428-2225 |
| Document Number | 0067008595 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 1355/252 |
| Instrument | 202567008595 |
| Name | INNOVATIONS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | 910 NAVY BLVD, PANAMA CITY BEACH, FL 32408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 868 1ST ST, CHIPLEY, FL 32428-2225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 868 1ST ST, CHIPLEY, FL 32428-2225 |
| Document Number | 0067010369 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 1228/517 |
| Instrument | 202167010369 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,338.00 (+6.7%) Homeowner's exemption | $108,318 (+2.9%) | $198,298 (+4.58%) Land $24,500 Building $173,798 |
| 2024 | $1,254.00 (+3.98%) Homeowner's exemption | $105,265 (+3%) | $189,619 (+7.6%) Land $24,500 Building $165,119 |
| 2023 | $1,206.00 (+4.69%) Homeowner's exemption | $102,199 (+3%) | $176,230 (+11.78%) Land $24,500 Building $151,730 |
| 2022 | $1,152.00 Homeowner's exemption | $99,222 | $157,663 Land $18,375 Building $139,288 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2004–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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