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795 1st St, Chipley, FL 32428 Property Records

Washington County property record for 795 1st St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,627 sqft · built 2010
Lot Size0.339 acres (14,766 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Apr 2026)
Tax Bill$1,589 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN000017850000

Property Details

APN / Parcel Number

Primary APN000017850000
Alternative APNs
  • 00000000-00-1785-0000
  • 17850000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,627 sqft Living Area
Gross Area2,196 sqft
1st Floor Area1,627 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,766 sqft (0.339 acres)
Lot Dimensions148 ft deep x 100 ft wide
Garage TypeAttached
Garage Area240 sqft
PorchFinished/Open Porch
Porch Area329 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address795 1ST ST
CityCHIPLEY
StateFL
Zip32428-2228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 1281 P 916 LOTS 11,12, C/A , AND N2 OF 15 UNOPENED ALLEY ON S SIDE OF LOTS AS DESC IN ORB 690 P 82,
Legal Range13W
Legal Township04S
Legal Section04
Legal SubdivisionL W CROW ADD
Legal Lot Number11,12
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2043
Census Tract970103

Owner

Source: Washington County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address795 1ST ST, CHIPLEY, FL 32428-2228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Warranty Deed, Transfer · VA Mortgage
MEGA CAPITAL FUNDING
Apr 27, 2026Warranty Deed, Transfer · VA Mortgage
HOME CAPITAL FUNDING INC
Sep 5, 2023Warranty Deed, Transfer
PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleSep 5, 2023 · Amount on Record
Deed Document Number20263230
Deed Book / Page1369 / 343
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 27, 2026
Property Address795 1ST ST, CHIPLEY, FL 32428-2228
Document Number0067003230
Book / Page1369 / 343
Instrument DateApr 27, 2026
Instrument20263230
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyPANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$197,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address795 1ST ST, CHIPLEY, FL 32428-2228

Mortgage

Document Number0000003231,
DateApr 27, 2026
Instrument20263231
Lender
NameMEGA CAPITAL FUNDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 27, 2026
Property Address795 1ST ST, CHIPLEY, FL 32428-2228
Document Number0000003230
Book / Page1369 / 343
Instrument DateApr 27, 2026
Instrument2026.3230
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyPANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$197,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address795 1ST ST, CHIPLEY, FL 32428-2228

Mortgage

Document Number0000003231,
DateApr 27, 2026
Instrument2026..3231
Lender
NameHOME CAPITAL FUNDING INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 5, 2023
Property Address795 1ST ST, CHIPLEY, FL 32428-2228
Document Number0067006159
Book / Page1281 / 916
Map ReferenceMB 1 PG 34
Instrument DateSep 5, 2023
Instrument202367006159
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address795 1ST ST, CHIPLEY, FL 32428-2228

Transferred To (Grantee/Buyer)

NameVerified Name
Address795 1ST ST, CHIPLEY, FL 32428-2228

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,589.00 (+6.57%) Homeowner's exemption Widower's exemption$125,371 (+2.9%)$173,496 (-4.98%) Land $8,000 Building $165,496
2024$1,491.00 (+11.1%) Homeowner's exemption$121,838 (+11.99%)$182,584 (+14.47%) Land $8,000 Building $174,584
2023$1,342.00 (+4.44%) Homeowner's exemption$108,791 (+3%)$159,507 (+10.71%) Land $8,000 Building $151,507
2022$1,285.00 Homeowner's exemption$105,622$144,071 Land $6,000 Building $138,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2002–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

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