Sumter County property record for 851 Watts Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,945 sqft · built 1961 |
| Lot Size | 0.347 acres (15,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (May 2020) |
| Tax Bill | $1,112 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-08-07-001 |
| Primary APN | 207-08-07-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,945 sqft Living Area |
| 1st Floor Area | 1,945 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,150 sqft (0.347 acres) |
| Lot Dimensions | 150 ft deep x 101 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 30171 |
|---|---|
| Old Parcel Number | 207 08 07 001 |
| Street Address | 851 WATTS DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-6058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 83 Z17-15 100 FT AV DAV - |
| Legal Subdivision | ROD OFFICE |
| Legal Lot Number | 83 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 1703 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 851 WATTS DR, SUMTER, SC 29154-6058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| May 8, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage USAA |
| Jun 25, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on Record |
| Deed Sale | May 8, 2020 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 0012681455 |
| Deed Book / Page | 1268 / 1455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 851 WATTS DR, SUMTER, SC 29154-6058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012593066 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 1259/3066 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 1, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 8, 2020 |
| Property Address | 851 WATTS DR, SUMTER, SC 29154-6058 |
| Document Number | 0012681455 |
| Book / Page | 001268 / 001455 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 851 WATTS DR SUMTER SC 291546058, SUMTER, SC 29154-6058 |
| Document Number | 12681459 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 001268/001459 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 25, 2018 |
| Property Address | 851 WATTS DR, SUMTER, SC 29154-6058 |
| Document Number | 0012453860 |
| Book / Page | 001245 / 003860 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2138 GIN BRANCH RD SUMTER SC 291547203, SUMTER, SC 29154-7203 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,112.00 (+1.65%) | $6,380 (-0.16%) Land $520 Building $5,860 | $159,619 (-) Land $13,000 Building $146,619 |
| 2023 | $6,390 (-) Land $520 Building $5,870 | $159,619 (-) Land $13,000 Building $146,619 | |
| 2022 | $1,094.00 | $6,390 Land $520 Building $5,870 | $159,619 Land $13,000 Building $146,619 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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