851 Topper Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 851 Topper Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,174 sqft · built 1949
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on Record
Tax Bill	$7,014 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-062-001-8`

Property Details

APN / Parcel Number

Primary APN	`234-062-001-8`
Alternative APN	`234-062-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	2,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	851 TOPPER LN
City	LAFAYETTE
State	CA
Zip	94549-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR RO COLORADOS
Legal Subdivision	COLORADOS RHO
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	349000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	851 TOPPER LN, LAFAYETTE, CA 94549-5119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 10, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 18, 2008
Transfer Doc	0000274865
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	851 TOPPER LN, LAFAYETTE, CA 94549-5119
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 TOPPER LN, LAFAYETTE, CA 94549-5119

Mortgage

Document Number	0000208661
Date	Jul 26, 2021
Instrument	2021-208661

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.3%
Index	Other
Margin	3
Max Rate	7.3%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	851 TOPPER LN, LAFAYETTE, CA 94549-5119
Document Number	0000015418
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	851 TOPPER LN LAFAYETTE CA 945495119, LAFAYETTE, CA 94549-5119

Mortgage

Document Number	0000015418
Date	Jan 24, 2020
Instrument	15418

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	851 TOPPER LN, LAFAYETTE, CA 94549-5119
Document Number	0000022068
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 TOPPER LN LAFAYETTE CA 945495119, LAFAYETTE, CA 94549-5119

Mortgage

Document Number	0000022068
Date	Feb 5, 2020
Instrument	22068

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	851 TOPPER LN, LAFAYETTE, CA 94549-5119
Document Number	0000091855
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	851 TOPPER LN LAFAYETTE CA 945495119, LAFAYETTE, CA 94549-5119

Mortgage

Document Number	0000091855
Date	Jun 18, 2019
Instrument	91855

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$586,945 (+2%) Land $233,971 Building $352,974
2025	$7,014.00 (+3.85%) Homeowner's exemption	$575,437 (+4.04%) Land $229,384 Building $346,053
2023	$6,754.00 (+1.47%) Homeowner's exemption	$553,094 Land $220,478 Building $332,616
2022	$6,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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