821 Topper Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 821 Topper Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,021 sqft · built 2010
Lot Size	0.31 acres (13,503 sqft)
Owner	Company Name on Record
Last Sale	$2,675,000 (May 2019)
Tax Bill	$35,561 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-062-013-3`

Property Details

APN / Parcel Number

Primary APN	`234-062-013-3`
Alternative APNs	`234-062-013` `2340620091`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,021 sqft Living Area
1st Floor Area	2,164 sqft
2nd Floor Area	857 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	821 TOPPER LN
City	LAFAYETTE
State	CA
Zip	94549-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR MORAGA GRANT
Legal Subdivision	LAGUNA DE LOS PALOS COLORADOS
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	349000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	821 TOPPER LN, LAFAYETTE, CA 94549-5119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Intrafamily Transfer, Transfer MORTGAGE CONNECT LP
Oct 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALLY BANK
May 22, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Aug 3, 2012 · Amount on Record
Deed Document Number	201974595
Last Transfer Date	Oct 8, 2021
Transfer Doc	0000287791
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 20, 2021
Property Address	821 TOPPER LN, LAFAYETTE, CA 94549-5119
Document Number	0000287793
Map Reference	DOC 2009-0034370-00
Instrument Date	Oct 8, 2021
Instrument	2021-287793
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	821 TOPPER LN, LAFAYETTE, CA 94549-5119

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 20, 2021
Property Address	821 TOPPER LN, LAFAYETTE, CA 94549-5119
Document Number	0000287791
Instrument Date	Oct 8, 2021
Instrument	2021-287791
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	821 TOPPER LN, LAFAYETTE, CA 94549-5119

Mortgage

Document Number	0000287792
Date	Oct 20, 2021
Instrument	2021-287792

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 22, 2019
Property Address	821 TOPPER LN, LAFAYETTE, CA 94549-5119
Document Number	0000074595
Instrument Date	May 14, 2019
Instrument	2019-074595
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	821 TOPPER LN, LAFAYETTE, CA 94549-5119

Mortgage

Document Number	0000074596
Date	May 22, 2019
Instrument	2019-074596

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000074596
Date	May 22, 2019
Instrument	2019-074596

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,147,729 (+2%) Land $1,137,827 Building $2,009,902
2025	$35,561.00 (+6.78%) Homeowner's exemption	$3,086,010 (+7.6%) Land $1,115,517 Building $1,970,493
2023	$33,304.00 (+1.55%) Homeowner's exemption	$2,868,139 Land $1,072,201 Building $1,795,938
2022	$32,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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