829 Topper Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 829 Topper Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,984 sqft · built 2013
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$995,000 (Mar 2010)
Tax Bill	$23,837 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-062-007-5`

Property Details

APN / Parcel Number

Primary APN	`234-062-007-5`
Alternative APN	`234-062-007`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,984 sqft Living Area
1st Floor Area	2,957 sqft
2nd Floor Area	1,027 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	829 TOPPER LN
City	LAFAYETTE
State	CA
Zip	94549-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR RO COLORADOS
Legal Subdivision	LAGUNA DE LOS PALOS COLORADOS
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	349000

Owner

Source: Contra Costa County records · APN 234-062-007-5

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	829 TOPPER LN, LAFAYETTE, CA 94549-5119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2010 · Amount on Record
Deed Sale	Mar 19, 2010 · Amount on Record
Prior Sale	Feb 13, 2007 · Amount on Record
Deed Document Number	201054330
Last Transfer Date	Feb 27, 2015
Transfer Doc	0000057438
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	829 TOPPER LN, LAFAYETTE, CA 94549-5119
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	BOSTON NATIONAL TITLE NC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128344
Date	Aug 13, 2019
Instrument	2019-128344

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 01, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,045,875 (+2%) Land $1,234,345 Building $811,530
2025	$23,837.00 (+3.5%) Homeowner's exemption	$2,005,761 (+4.04%) Land $1,210,143 Building $795,618
2023	$23,031.00 (+1.55%) Homeowner's exemption	$1,927,876 Land $1,163,152 Building $764,724
2022	$22,679.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Communications, LLC..

Based on FCC filings for 266 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST BAY MUD serves 1,468,000 people
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.