851 State St, Commerce, GA 30529 Property Records

Jackson County property record for 851 State St, Commerce, GA 30529 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,392 sqft · built 2005
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Apr 2019)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C21A 002`

Property Details

APN / Parcel Number

Primary APN	`C21A 002`
Alternative APN	`9849`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,392 sqft Heated Area
1st Floor Area	636 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab
Porch Area	28 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9849
Street Address	851 STATE ST
City	COMMERCE
State	GA
Zip	30529-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK A NORTH HIGHLANDS
Legal Subdivision	HIGHLAND
Legal Block	A
Legal Lot Number	2
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

Source: Jackson County records · APN C21A 002

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	851 STATE ST, COMMERCE, GA 30529-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE
Apr 15, 2019	Warranty Deed, Transfer QUICKEN LNS
Apr 12, 2019	Correction Deed, Transfer ATTORNEY ONLY
Oct 05, 2017	Warranty Deed, Transfer · FHA Mortgage ACOPIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	20191241
Deed Book / Page	84E / 90
Prior Transfer Date	May 08, 2014
Prior Transfer Doc	00068J0570
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	851 STATE ST, COMMERCE, GA 30529-1524
Transaction Type	Mortgage
Record Updated	Apr 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 STATE ST, COMMERCE, GA 30529-1524

Mortgage

Document Number	00101D0000000359
Date	Mar 02, 2022
Book Page	000000101D/0000000359

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 15, 2019
Property Address	851 STATE ST, COMMERCE, GA 30529-1524
Document Number	00084E0090
Book / Page	00084E / 000090
Instrument Date	Apr 12, 2019
Transaction Type	Transfer
Record Updated	May 07, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 STATE ST COMMERCE GA 305291524, COMMERCE, GA 30529-1524

Mortgage

Document Number	84E0092
Date	Apr 15, 2019
Book Page	00084E/000092

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 12, 2019
Property Address	851 STATE ST, COMMERCE, GA 30529-1524
Document Number	00084D0346
Book / Page	00084D / 000346
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	May 06, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 STATE ST COMMERCE GA 305291524, COMMERCE, GA 30529-1524

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 05, 2017
Property Address	851 STATE ST, COMMERCE, GA 30529-1524
Document Number	00078N0478
Book / Page	00078N / 000478
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 STATE ST COMMERCE GA 305291524, COMMERCE, GA 30529-1524

Mortgage

Document Number	78N0480
Date	Oct 05, 2017
Book Page	00078N/000480

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 (+5.71%)	$99,920 (+9.27%) Land $21,120 Building $78,800	$249,800 (+9.27%) Land $52,800 Building $197,000
2024	$2,524.00 (+3.61%)	$91,440 (+11.13%) Land $12,640 Building $78,800	$228,600 (+11.13%) Land $31,600 Building $197,000
2023	$2,436.00 (+16.95%)	$82,280 (+28.08%) Land $12,640 Building $69,640	$205,700 (+28.08%) Land $31,600 Building $174,100
2022	$2,083.00	$64,240 Land $9,480 Building $54,760	$160,600 Land $23,700 Building $136,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004, other causes

Wildfire

Wildfire Risk	Low above 35% of the US · above 13% of Georgia
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000
Uniti Group	Cable	1,000 / 25
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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