763 State St, Commerce, GA 30529 Property Records

Jackson County property record for 763 State St, Commerce, GA 30529 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,214 sqft · built 1900
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C21A 069`

Property Details

APN / Parcel Number

Primary APN	`C21A 069`
Alternative APN	`9869`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Heated Area
1st Floor Area	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	175 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	480 sqft
Shed	1 Shed
Shed Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9869
Street Address	763 STATE ST
City	COMMERCE
State	GA
Zip	30529-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK B NORTH HIGHLANDS
Legal Subdivision	HIGHLAND
Legal Block	B
Legal Lot Number	4
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3012
Census Tract	10300

Owner

Source: Jackson County records · APN C21A 069

Assessment roll updated February 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	763 STATE ST, COMMERCE, GA 30529-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 23, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 30, 2021	Warranty Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Oct 16, 2018	Grant Deed, Transfer REGIONS MTG
Oct 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2021
Deed Sale	Sep 30, 2021
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20214983
Deed Book / Page	98P / 404
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	763 STATE ST, COMMERCE, GA 30529-1539
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 STATE ST, COMMERCE, GA 30529-1539

Mortgage

Document Number	00104C0000000002
Date	Sep 28, 2022
Book Page	000000104C/0000000002

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jan 01, 2062

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	763 STATE ST, COMMERCE, GA 30529-1539
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 STATE ST, COMMERCE, GA 30529-1539

Mortgage

Document Number	00112G0000000164
Date	Aug 23, 2024
Book Page	000000112G/0000000164

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	444 Months
Due	Jan 01, 2061

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 30, 2021
Property Address	763 STATE ST, COMMERCE, GA 30529-1539
Document Number	00098P0404
Book / Page	98P / 404
Instrument Date	Sep 30, 2021
Instrument	2021-004983
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 STATE ST, COMMERCE, GA 30529-1539

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 30, 2021
Property Address	763 STATE ST, COMMERCE, GA 30529-1539
Document Number	00098P0403
Book / Page	98P / 403
Instrument Date	Sep 30, 2021
Instrument	2021-004982
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 STATE ST, COMMERCE, GA 30529-1539

Mortgage

Document Number	000098P405
Date	Sep 30, 2021
Instrument	98P/405

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 16, 2018
Property Address	763 STATE ST, COMMERCE, GA 30529-1539
Document Number	00082L0630
Book / Page	00082L / 000630
Instrument Date	Sep 29, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 STATE ST COMMERCE GA 305291539, COMMERCE, GA 30529-1539

Mortgage

Document Number	82L0632
Date	Oct 16, 2018
Book Page	00082L/000632

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	COMMERCE, GA 30529-1539

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 16, 2018
Property Address	763 STATE ST, COMMERCE, GA 30529-1539
Document Number	00082L0631
Book / Page	00082L / 000631
Instrument Date	Sep 29, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 STATE ST COMMERCE GA 305291539, COMMERCE, GA 30529-1539

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 16, 2018
Property Address	763 STATE ST, COMMERCE, GA 30529-1539
Document Number	00082L0629
Book / Page	00082L / 000629
Instrument Date	Sep 29, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 STATE ST COMMERCE GA 305291539, COMMERCE, GA 30529-1539

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 (+18.37%)	$120,888 (+22.35%) Land $55,120 Building $65,768	$302,220 (+22.35%) Land $137,800 Building $164,420
2024	$2,727.00 (+1.22%)	$98,808 (+8.57%) Land $33,040 Building $65,768	$247,020 (+8.57%) Land $82,600 Building $164,420
2023	$2,694.00 (+16.78%)	$91,008 (+27.88%) Land $33,040 Building $57,968	$227,520 (+27.88%) Land $82,600 Building $144,920
2022	$2,307.00	$71,168 Land $24,800 Building $46,368	$177,920 Land $62,000 Building $115,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004, other causes

Wildfire

Wildfire Risk	Low above 35% of the US · above 13% of Georgia
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000
Uniti Group	Cable	1,000 / 25
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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