787 State St, Commerce, GA 30529 Property Records

Jackson County property record for 787 State St, Commerce, GA 30529 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,368 sqft · built 1971
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$236,900 (Feb 2023)
Tax Bill$2,672 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Sep 2022 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APNC21A 071

Property Details

APN / Parcel Number

Primary APNC21A 071
Alternative APN
  • 9871

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,368 sqft Heated Area
1st Floor Area1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2018
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions158 ft deep x 84 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number9871
Street Address787 STATE ST
CityCOMMERCE
StateGA
Zip30529-1539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK B NORTH HIGHLANDS
Legal SubdivisionHIGHLAND
Legal BlockB
Legal Lot Number2
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3012
Census Tract10300

Owner

Source: Jackson County records · APN C21A 071

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address787 STATE ST, COMMERCE, GA 30529-1539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCE
Sep 06, 2022Foreclosure
Sep 25, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2023 · Amount on Record
Deed SaleFeb 17, 2023 · Amount on Record
Prior SaleSep 27, 2022 · Amount on Record
Deed Document Number2023558
Deed Book / Page105K / 527
Prior Transfer DateSep 07, 2004
Prior Transfer Doc00037K0606
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateFeb 15, 2023
Property Address787 STATE ST, COMMERCE, GA 30529-1539
Document Number00105K0527
Book / Page105K / 527
Instrument DateFeb 15, 2023
Instrument2023-000558
Transaction TypeTransfer
Record UpdatedMar 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 STATE ST, COMMERCE, GA 30529-1539

Mortgage

Document Number000105K531
DateFeb 15, 2023
Instrument105K/531
Lender
NameAMERICAN FINANCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2053

September 2022: Foreclosure

Document TypeForeclosure
JurisdictionJACKSON GA
Recording DateSep 06, 2022
Property Address787 STATE ST, COMMERCE, GA 30529-1539
Document Number00104B0540
Book / Page104B / 540
Instrument DateSep 06, 2022
Instrument2022-004575
Transaction TypeForeclosure
Record UpdatedOct 14, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6916 GRAND ORCHARD WALK, GAINESVILLE, GA 30506-3496

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateSep 25, 2019
Property Address787 STATE ST, COMMERCE, GA 30529-1539
Document Number00086F0656
Book / Page86F / 656
Instrument DateSep 25, 2019
Instrument2019-003538
Transaction TypeTransfer
Record UpdatedJun 09, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 STATE ST, COMMERCE, GA 30529-1539

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
MunicipalityCommerce City
Unified School DistrictCommerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,672.00 (+51.47%)$100,080 (+56.57%) Land $17,120 Building $82,960$250,200 (+56.57%) Land $42,800 Building $207,400
2024$1,764.00 (+27.27%)$63,920 (+13.9%) Land $10,240 Building $53,680$159,800 (+13.9%) Land $25,600 Building $134,200
2023$1,386.00 (-1.98%) Homeowner's exemption$56,120 (+26.62%) Land $10,240 Building $45,880$140,300 (+26.62%) Land $25,600 Building $114,700
2022$1,414.00 Homeowner's exemption$44,320 Land $7,680 Building $36,640$110,800 Land $19,200 Building $91,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004, other causes

Wildfire

Wildfire RiskLow
above 35% of the US · above 13% of Georgia
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on State St

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