Monterey County property record for 851 Spruce Ave, Pacific Grove, CA 93950 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,317 sqft · built 1938 |
| Lot Size | 0.123 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Apr 2016) |
| Tax Bill | $10,220 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-445-012-000 |
| Primary APN | 006-445-012-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| Gross Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,400 sqft (0.123 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 851 SPRUCE AVE |
|---|---|
| City | PACIFIC GROVE |
| State | CA |
| Zip | 93950-3947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PACIFIC GROVE ADD 3 LOTS 1, 3 & 5 BLK 85 |
| Legal Subdivision | PACIFIC GROVE ADD 3 |
| Legal Block | 85 |
| Legal Lot Number | 1,3,5 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 12200 |
Source: Monterey County records · APN 006-445-012-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 851 SPRUCE AVE, PACIFIC GROVE, CA 93950-3947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 03, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2016 · Amount on Record |
| Deed Sale | Apr 27, 2016 · Amount on Record |
| Prior Sale | Apr 27, 2016 · Amount on Record |
| Deed Document Number | 0000022287 |
| Last Transfer Date | Apr 14, 2017 |
| Transfer Doc | 0000019998 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 851 SPRUCE AVE, PACIFIC GROVE, CA 93950-3947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000033107 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | 2020033107 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 851 SPRUCE AVE, PACIFIC GROVE, CA 93950-3947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 851 SPRUCE AVE, PACIFIC GROVE, CA 93950-3947 |
| Document Number | 0000000629 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 2021000629 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 851 SPRUCE AVE, PACIFIC GROVE, CA 93950-3947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 851 SPRUCE AVE, PACIFIC GROVE, CA 93950-3947 |
| Document Number | 0000039347 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021039347 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 851 SPRUCE AVE, PACIFIC GROVE, CA 93950-3947 |
| Document Number | 0000011655 |
| Instrument Date | Mar 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 851 SPRUCE AVE PACIFIC GROVE CA 939503947, PACIFIC GROVE, CA 93950-3947 |
| Document Number | 0000011655 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 11655 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 08, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 14, 2017 |
| Property Address | 851 SPRUCE AVE, PACIFIC GROVE, CA 93950-3947 |
| Document Number | 0000019998 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 19998 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1709 CARMEL VALLEY CA 939241709, CARMEL VALLEY, CA 93924-1709 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Pacific Grove City |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,220.00 (+3.82%) | $929,112 (+4.04%) Land $591,896 Building $337,216 |
| 2023 | $9,844.00 (+2.06%) | $893,035 Land $568,913 Building $324,122 |
| 2022 | $9,645.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530122002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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