840 Spruce Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 840 Spruce Ave, Pacific Grove, CA 93950

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,252 sqft · built 1939
Lot Size0.084 acres (3,647 sqft)
Owner2 Company Names on File
Last Sale$695,000 (Apr 2011)
Tax Bill$9,796 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN006-444-006-000

Property Details

APN / Parcel Number

Primary APN006-444-006-000
Alternative APN
  • 006-444-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,252 sqft Living Area
1st Floor Area1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2007
Architectural StyleH-Shape
Construction TypeWood
Lot Area3,647 sqft (0.084 acres)
Garage Area246 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number006-444-006
Street Address840 SPRUCE AVE
CityPACIFIC GROVE
StateCA
Zip93950-3945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACIFIC GROVE ADD 3 LOT 18 & 20 BLK 84
Legal SubdivisionPACIFIC GROVE ADD 3
Legal Block84
Legal Lot Number18,20
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2007
Census Tract12200

Owner

Source: Monterey County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4259 SUNRISE FLATS ST, LAS VEGAS, NV 89135-2977
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALL WESTERN MORTGAGE INC
Jul 27, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2011 · Amount on Record
Deed SaleApr 13, 2011 · Amount on Record
Prior SaleOct 16, 2002 · Amount on Record
Deed Document Number201121152
Last Transfer DateAug 7, 2024
Transfer Doc0000028510
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address840 SPRUCE AVE, PACIFIC GROVE, CA 93950-3945
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4259 SUNRISE FLATS ST, LAS VEGAS, NV 89135-2977

Mortgage

Document Number0000026748
DateApr 13, 2021
Instrument2021026748
Lender
NameALL WESTERN MORTGAGE INC
TypeMortgage Company
AddressLAS VEGAS, NV 89113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address840 SPRUCE AVE, PACIFIC GROVE, CA 93950-3945
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036755
DateJul 27, 2020
Instrument2020036755
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 10, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$908,215 (+2%) Land $522,714 Building $385,501
2025$9,796.00 (+3.62%)$890,408 (+4.04%) Land $512,465 Building $377,943
2023$9,454.00 (+2.07%)$855,834 Land $492,566 Building $363,268
2022$9,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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