1. Home
  2. California
  3. Monterey County
  4. Pacific Grove
  5. Spruce Ave

831 Spruce Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 831 Spruce Ave, Pacific Grove, CA 93950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,914 sqft · built 1992
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on File
Last Sale$1,850,000 (Oct 2025)
Tax Bill$12,913 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN006-458-001-000

Property Details

APN / Parcel Number

Primary APN006-458-001-000
Alternative APN
  • 006-458-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,914 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,400 sqft (0.124 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number006-458-001
Street Address831 SPRUCE AVE
CityPACIFIC GROVE
StateCA
Zip93950-3948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACIFIC GROVE ADD 3 LOTS 1, 3 & 5 BLK 87
Legal SubdivisionPACIFIC GROVE ADD 3
Legal Block87
Legal Lot Number1,3,5
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2020
Census Tract12200

Owner

831 Spruce Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Monterey County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address831 SPRUCE AVE, PACIFIC GROVE, CA 93950-3948
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Grant Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2025 · Amount on File
Deed SaleOct 14, 2025 · Amount on File
Prior SaleJun 6, 2003 · Amount on File
Deed Document Number202536312
Prior Transfer DateMar 8, 1994
Prior Transfer Doc0000019687
Record UpdatedOct 29, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateOct 14, 2025
Property Address831 SPRUCE AVE, PACIFIC GROVE, CA 93950-3948
Document Number0000036312
Map ReferenceVOL 1 PG 10
Instrument DateOct 2, 2025
Instrument2025036312
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address831 SPRUCE AVE, PACIFIC GROVE, CA 93950-3948

Mortgage

Document Number0000036313
DateOct 14, 2025
Instrument2025036313
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address831 SPRUCE AVE, PACIFIC GROVE, CA 93950-3948
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 SPRUCE AVE, PACIFIC GROVE, CA 93950-3948

Mortgage

Document Number0000072395
DateDec 8, 2020
Instrument2020072395
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 831 Spruce Ave was $12,913, up 5.1% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,850,000 (+56.53%) Land $1,150,000 Building $700,000
2025$12,913.00 (+5.08%) Homeowner's exemption$1,181,867 Land $724,186 Building $457,681
2024$12,289.00 (-1.22%)
2023$12,441.00 (+2.08%) Homeowner's exemption$1,135,975 Land $696,066 Building $439,909
2022$12,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 831 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 831 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Nearby Properties on Spruce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures