851 Schultz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 851 Schultz Rd, Elma, NY 14059

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,061 sqft · built 1985
Lot Size	0.69 acres (30,000 sqft)
Owner	2 Company Names on File
Last Sale	$149,000 (Sep 1996)
Tax Bill	$6,673 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`144200 146.02-6-5`

Property Details

APN / Parcel Number

Primary APN	`144200 146.02-6-5`
Alternative APN	`42001460200006005000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,061 sqft Total Area
1st Floor Area	1,402 sqft
2nd Floor Area	659 sqft
Basement Area	562 sqft
Finished Basement	562 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	30,000 sqft (0.69 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	851 SCHULTZ RD
City	ELMA
State	NY
Zip	14059-9332
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02
Legal Block	6
Legal Lot Number	5.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3030
Census Tract	14101

Owner

Source: Erie County and Elma Town records · APN 144200 146.02-6-5

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	851 SCHULTZ RD, ELMA, NY 14059-9332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 1996 · Amount on Record
Deed Sale	Sep 19, 1996 · Amount on Record
Deed Book / Page	10906 / 8458
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	851 SCHULTZ RD, ELMA, NY 14059-9332
Document Number	0138743928
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 02, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 SCHULTZ RD ELMA NY 140599332, ELMA, NY 14059-9332

Mortgage

Document Number	0138743928
Date	Oct 17, 2018
Book Page	013874/003928

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Elma Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,673.00 (+2.76%)	$11,700 (-) Land $1,300 Building $10,400	$450,000 (+3.85%) Land $50,000 Building $400,000
2024	$6,494.00 Homeowner's exemption Senior Citizen's exemption	$11,700 (-) Land $1,300 Building $10,400	$433,333 (+3.7%) Land $48,148 Building $385,185
2023	Homeowner's exemption Senior Citizen's exemption	$11,700 Land $1,300 Building $10,400	$417,857 Land $46,429 Building $371,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.