821 Schultz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 821 Schultz Rd, Elma, NY 14059

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1960
Lot Size0.716 acres (31,130 sqft)
Owner2 Individual Names on Record
Tax Bill$4,619 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN144200 146.02-6-7

Property Details

APN / Parcel Number

Primary APN144200 146.02-6-7
Alternative APN
  • 42001460200006007000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area31,130 sqft (0.716 acres)
Lot Dimensions283 ft deep x 110 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Pool TypeAbove-Ground Pool
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address821 SCHULTZ RD
CityELMA
StateNY
Zip14059-9332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block6
Legal Lot Number7.000
JurisdictionERIE NY
Township / Civil DivisionELMA
Census Block Group3
Census Block3030
Census Tract14101

Owner

Source: Erie County and Elma Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address821 SCHULTZ RD, ELMA, NY 14059-9332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address821 SCHULTZ RD, ELMA, NY 14059-9332
Transaction TypeMortgage
Record UpdatedApr 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138599971
DateJun 22, 2018
Book Page13859/9971
Instrument2018123516
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 30, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionElma Town
Unified School DistrictIroquois Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,619.00 (+2.74%)$8,100 (-) Land $1,100 Building $7,000$311,550 (+3.85%) Land $42,309 Building $269,241
2024$4,496.00 Homeowner's exemption$8,100 (-) Land $1,100 Building $7,000$300,000 (+3.7%) Land $40,741 Building $259,259
2023Homeowner's exemption$8,100 Land $1,100 Building $7,000$289,286 Land $39,286 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2008)
Most Recent ClaimDec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMA WATER DISTRICT NO. 1
serves 10,287 people · EPA ID NY1420549
Water SourcePurchased surface water from ECWA DIRECT
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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