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840 Schultz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 840 Schultz Rd, Elma, NY 14059

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,802 sqft · built 2001
Lot Size0.86 acres (37,462 sqft)
OwnerIndividual Name on Record
Tax Bill$5,946 (2026)
Deeds & MortgagesMay 2026 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN144200 146.02-2-47.12

Property Details

APN / Parcel Number

Primary APN144200 146.02-2-47.12
Alternative APN
  • 42001460200002047120

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,802 sqft Living Area
1st Floor Area1,802 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area37,462 sqft (0.86 acres)
Lot Dimensions300 ft deep x 125 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area480 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address840 SCHULTZ RD
CityELMA
StateNY
Zip14059-9330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBUFFALO CREEK INDIAN RESERVATION
Legal Block2
Legal Lot Number47.120
JurisdictionERIE NY
Township / Civil DivisionELMA
Census Block Group1
Census Block1018
Census Tract14101

Owner

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address840 SCHULTZ RD, ELMA, NY 14059-9330
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Intrafamily Transfer, Transfer
Quitclaim
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIVE STAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 11, 2016
Transfer Doc0112934962
Record UpdatedOct 29, 2026

May 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateMay 27, 2026
Property Address840 SCHULTZ RD, ELMA, NY 14059-9330
Document Number0000097033
Book / Page11461 / 3395
Instrument DateMay 26, 2026
Instrument202697033
Transaction TypeTransfer
Record UpdatedOct 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 SCHULTZ RD, ELMA, NY 14059-9330

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address840 SCHULTZ RD, ELMA, NY 14059-9330
Document Number0139640625
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedDec 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 SCHULTZ RD ELMA NY 140599330, ELMA, NY 14059-9330

Mortgage

Document Number0139640625
DateNov 6, 2020
Book Page013964/000625
Lender
NameFIVE STAR BK
TypeBank
AddressWARSAW, NY 14569
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 5, 2040

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionElma Town
Unified School DistrictIroquois Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,946.00 (+266.36%)
2025$1,623.00 (-71.61%)$10,300 (-) Land $1,400 Building $8,900$396,150 (+3.85%) Land $53,846 Building $342,304
2024$5,717.00$10,300 (-) Land $1,400 Building $8,900$381,481 (+3.7%) Land $51,852 Building $329,629
2023$10,300 Land $1,400 Building $8,900$367,857 Land $50,000 Building $317,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1979–2004)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMA WATER DISTRICT NO. 1
serves 10,287 people · EPA ID NY1420549
Water SourcePurchased surface water from ECWA DIRECT
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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