St. Johns County property record for 8505 Florence Cove Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,236 sqft · built 2002 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,201 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 011460-0100 |
| Primary APN | 011460-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 4,636 sqft |
| 1st Floor Area | 2,236 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Dimensions | 130 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 1,176 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 164 sqft |
| Deck Area | 264 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8505 FLORENCE COVE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | PT OF GL 5 - LOTS 9 10 & 12 FULLERS UNREC PLAT OR1105/273 & 6142/1790 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 09 |
| Legal Subdivision | FULLERS UNPLATTED |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20908 |
8505 Florence Cove Rd is owned and occupied by two individuals who acquired it in April 2025.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8505 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2025 |
| Transfer Doc | 0061421790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8505 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1903 |
| Document Number | 0050521825 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8505 FLORENCE COVE RD ST AUGUSTINE FL 320921903, ST AUGUSTINE, FL 32092-1903 |
| Document Number | 0050521825 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 005052/001825 |
| Instrument | 83297 |
| Name | MORTGAGEADVISORS.COM |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2050 |
The 2025 property tax bill for 8505 Florence Cove Rd was $4,201, up 12.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,723 (+2.7%) | $634,318 (+4.47%) Land $303,640 Building $330,678 | |
| 2025 | $4,201.00 (+12.6%) Homeowner's exemption | $325,923 | $607,181 Land $303,640 Building $303,541 |
| 2024 | $3,731.00 (+2.02%) | ||
| 2023 | $3,657.00 (+2.9%) Homeowner's exemption | $307,513 (+3%) | $574,026 (+4.53%) Land $272,140 Building $301,886 |
| 2022 | $3,554.00 Homeowner's exemption | $298,556 | $549,135 Land $272,140 Building $276,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8505 Florence Cove Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8505 Florence Cove Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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