St. Johns County property record for 8445 Florence Cove Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,784 sqft · built 2006 |
| Lot Size | 1.01 acres (43,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2014) |
| Tax Bill | $2,581 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 011387-0070 |
| Primary APN | 011387-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 2,747 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,995 sqft (1.01 acres) |
| Lot Dimensions | 275 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 754 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8445 FLORENCE COVE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 6-7 PT OF LOT 6 LYING S OF RD #13 160.79FT ON CO RD OR3854/1293 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 09 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20908 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8445 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2014 · Amount on Record |
| Deed Sale | Mar 11, 2014 · Amount on Record |
| Deed Document Number | 201413734 |
| Deed Book / Page | 3854 / 1293 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8445 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1901 |
| Document Number | 0043381546 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 8445 FLORENCE COVE RD ST AUGUSTINE FL 320921901, ST AUGUSTINE, FL 32092-1901 |
| Document Number | 0043381546 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 004338/001546 |
| Instrument | 15036 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,137 (+2.7%) | $375,135 (+0.88%) Land $113,120 Building $262,015 | |
| 2025 | $2,581.00 (+14%) Homeowner's exemption | $205,586 (+2.9%) | $371,845 (+19.75%) Land $113,120 Building $258,725 |
| 2024 | $2,264.00 (+2.17%) Homeowner's exemption | $199,792 (+3%) | $310,512 (-0.95%) Land $62,216 Building $248,296 |
| 2023 | $2,216.00 (+3.41%) Homeowner's exemption | $193,973 (+3%) | $313,491 (+6.51%) Land $62,216 Building $251,275 |
| 2022 | $2,143.00 Homeowner's exemption | $188,323 | $294,321 Land $62,216 Building $232,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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