8515 Florence Cove Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 8515 Florence Cove Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Residential Vacant Land
Details	864 sqft · built 1972
Lot Size	1.11 acres (48,351 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Sep 2026)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2024 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`011470-0000`

Property Details

APN / Parcel Number

Primary APN	`011470-0000`

Interior

Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	48,351 sqft (1.11 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8515 FLORENCE COVE RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-1903
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS3
Legal Description	10 PART OF LOT 5 DB225/37 & OR3289/671 & 5559/248 & 5945/1169 & 1184
Legal Range	27E
Legal Township	06S
Legal Section	09
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1015
Census Tract	20908

Owner

8515 Florence Cove Rd, residential vacant land, is owned by an individual who bought it in September 2026.

Source: St. Johns County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	244 PINELLAS WAY, SAINT JOHNS, FL 32259-9451
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer WATSON TITLE SERVICES INC, WATSON TITLE SERVICES
May 7, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 7, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 16, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Deed Document Number	202679422
Deed Book / Page	6438 / 192
Prior Transfer Date	Nov 24, 2009
Prior Transfer Doc	0032890671
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 17, 2026
Property Address	8515 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1903
Document Number	0000079422
Book / Page	6438 / 192
Instrument Date	Sep 11, 2026
Instrument	202679422
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$406,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 PINELLAS WAY, SAINT JOHNS, FL 32259-9451

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 7, 2024
Property Address	8515 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1903
Document Number	0059451169
Book / Page	5945 / 1169
Instrument Date	May 1, 2024
Instrument	2024034938
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 FIDDLEWOOD DR, ST JOHNS, FL 32259-9353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	44 FIDDLEWOOD DR, ST JOHNS, FL 32259-9353

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 7, 2024
Property Address	8515 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1903
Document Number	0059451184
Book / Page	5945 / 1184
Instrument Date	May 1, 2024
Instrument	2024034947
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 FIDDLEWOOD DR, ST JOHNS, FL 32259-9353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	44 FIDDLEWOOD DR, ST JOHNS, FL 32259-9353

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 16, 2022
Property Address	8515 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1903
Document Number	0055590248
Book / Page	5559 / 248
Instrument Date	May 10, 2022
Instrument	2022049569
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 FIDDLEWOOD DR, SAINT JOHNS, FL 32259-9353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 FIDDLEWOOD DR, SAINT JOHNS, FL 32259-9353

Tax Assessment & Valuation

The 2025 property tax bill for 8515 Florence Cove Rd was $3,831, up 2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,200 (-4.93%) Land $266,200	$280,000 (-) Land $280,000
2025	$3,831.00 (+20.02%)	$280,000	$280,000 Land $280,000
2024	$3,192.00 (-1.12%)
2023	$3,228.00 (+11.58%)	$234,330 (+11.26%)	$234,330 (+11.26%) Land $220,000 Building $14,330
2022	$2,893.00	$210,617	$210,617 Land $196,000 Building $14,617

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8515 Florence Cove Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8515 Florence Cove Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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