8501 E Mill Creek Rd, Troy, IL 62294 Property Records

Madison County property record for 8501 E Mill Creek Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,050 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Tax Bill	$8,716 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2020 Transfer + 1 more
APN	`09-2-22-27-00-000-032`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-27-00-000-032`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8501 E MILL CREEK RD
City	TROY
State	IL
Zip	62294-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT FARMS SUB LOT 2 165.12 X 963.24 IRREGULAR
Legal Subdivision	SUMMIT FARMS SUBD
Legal Lot Number	2
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2015
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8501 E MILL CREEK RD, TROY, IL 62294-2703
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer UNKNOWN, CHK
Oct 19, 2020	Quit Claim Deed, Transfer BENEDICK TITLE, BENEDICK TITLE INS
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025
Deed Sale	Oct 15, 2025
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	202528871
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 15, 2025
Property Address	8501 E MILL CREEK RD, TROY, IL 62294-2703
Document Number	0000028871
Map Reference	PC 67 PG 36
Instrument Date	Oct 2, 2025
Instrument	2025R28871
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	UNKNOWN, CHK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8501 E MILL CREEK RD, TROY, IL 62294-2703

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Oct 19, 2020
Property Address	8501 E MILL CREEK RD, TROY, IL 62294-2703
Document Number	0000037639
Instrument Date	Oct 15, 2020
Instrument	37639
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8501 E MILL CREEK RD TROY IL 622942703, TROY, IL 62294-2703

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 3, 2020
Property Address	8501 E MILL CREEK RD, TROY, IL 62294-2703
Document Number	0000026354
Map Reference	DB 3611 PG 863
Instrument Date	Jul 31, 2020
Instrument	2020R26354
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	BENEDICK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8501 E MILL CREEK RD, TROY, IL 62294-2703

Mortgage

Document Number	0000026355
Date	Aug 3, 2020
Instrument	2020R26355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,716.00 (+6.75%) Homeowner's exemption	$142,110 (+7.24%) Land $20,800 Building $121,310	$426,330 (+7.24%) Land $62,400 Building $363,930
2024	$8,165.00 (+13.15%)	$132,520 (+19.61%) Land $19,400 Building $113,120	$397,560 (+19.49%) Land $58,200 Building $339,360
2022	$7,216.00	$110,790 Land $16,220 Building $94,570	$332,703 Land $48,709 Building $283,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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