8442 E Mill Creek Rd, Troy, IL 62294 Property Records

Madison County property record for 8442 E Mill Creek Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 1,363 sqft · built 1992
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jul 2021)
Tax Bill	$5,454 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2021 Sale & Mortgage + 2 more
APN	`09-1-22-27-00-000-007-005`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-27-00-000-007-005`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,363 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Pool Area	850 sqft
Patio Area	1,520 sqft
Pole Barn	2,880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8442 E MILL CREEK RD
City	TROY
State	IL
Zip	62294-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SW
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2014
Census Tract	403532

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8442 E MILL CREEK RD, TROY, IL 62294-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 21, 2021	Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Dec 10, 2019	Quit Claim Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	202130729
Prior Transfer Date	Nov 12, 2019
Prior Transfer Doc	0000039822
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8442 E MILL CREEK RD, TROY, IL 62294-2700
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011212
Date	May 2, 2023
Instrument	2023R11212

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2053

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Jul 21, 2021
Property Address	8442 E MILL CREEK RD, TROY, IL 62294-2700
Document Number	0000030729
Map Reference	BK 3545 PG 1058
Instrument Date	Jul 15, 2021
Instrument	2021R30729
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8442 E MILL CREEK RD, TROY, IL 62294-2700

Mortgage

Document Number	0000030730
Date	Jul 21, 2021
Instrument	2021R30730

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8442 E MILL CREEK RD, TROY, IL 62294-2700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037691
Date	Nov 20, 2019
Instrument	2019R37691

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Dec 10, 2019
Property Address	8442 E MILL CREEK RD, TROY, IL 62294-2700
Document Number	0000039822
Instrument Date	Nov 12, 2019
Instrument	39822
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8442 E MILL CREEK RD TROY IL 622942700, TROY, IL 62294-2700

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,454.00	$192,140 (+28.28%) Land $25,520 Building $166,620	$576,420 (+28.15%) Land $76,560 Building $499,860
2024	$5,454.00
2022	$5,454.00	$149,780 Land $19,900 Building $129,880	$449,790 Land $59,760 Building $390,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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