8517 E Mill Creek Rd, Troy, IL 62294 Property Records

Madison County property record for 8517 E Mill Creek Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,210 sqft · built 2020
Lot Size	15.4 acres (671,695 sqft)
Owner	Individual Name on File
Tax Bill	$11,937 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2024 Line of Credit + 2 more
APN	`09-2-22-27-00-000-031`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-27-00-000-031`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,210 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	671,695 sqft (15.4 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8517 E MILL CREEK RD
City	TROY
State	IL
Zip	62294-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT FARMS SUB LOT 1 ADJ TR 165.12 X 963.24 IRREGULAR
Legal Subdivision	SUMMIT FARMS SUB
Legal Tract	165.12
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2015
Census Tract	403532

Owner

8517 E Mill Creek Rd is owned and occupied by an individual who acquired it in June 2026.

Source: Madison County records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8517 E MILL CREEK RD, TROY, IL 62294-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Transfer on Death Deed, Transfer
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Sep 20, 2022	Transfer on Death Deed, Transfer
Oct 19, 2020	Quit Claim Deed, Transfer BENEDICK TITLE, BENEDICK TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026
Deed Sale	Jun 11, 2026
Prior Sale	Aug 26, 2024 · Amount on File
Deed Document Number	20262026R16787
Prior Transfer Date	Sep 19, 2022
Prior Transfer Doc	0000030926
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	Jun 11, 2026
Property Address	8517 E MILL CREEK RD, TROY, IL 62294-2703
Document Number	0000016787
Instrument Date	Jun 11, 2026
Instrument	202616787
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8517 E MILL CREEK RD, TROY, IL 62294-2703

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8517 E MILL CREEK RD, TROY, IL 62294-2703
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010201
Date	Apr 22, 2024
Instrument	2024R10201

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2049

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	Sep 20, 2022
Property Address	8517 E MILL CREEK RD, TROY, IL 62294-2703
Document Number	0000030926
Map Reference	DB 3611 PG 863
Instrument Date	Sep 19, 2022
Instrument	2022R30926
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8517 E MILL CREEK RD, TROY, IL 62294-2703

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Oct 19, 2020
Property Address	8517 E MILL CREEK RD, TROY, IL 62294-2703
Document Number	0000037638
Instrument Date	Oct 15, 2020
Instrument	37638
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8517 E MILL CREEK RD TROY IL 622942703, TROY, IL 62294-2703

Tax Assessment & Valuation

The 2025 property tax bill for 8517 E Mill Creek Rd was $11,937 with a homeowner's exemption, up 19.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,937.00 (+19.86%)	$192,390 Land $57,320 Building $135,070	$577,170 Land $171,960 Building $405,210
2024	$9,959.00
2022	$8,815.00	$134,010 Land $28,360 Building $105,650	$402,432 Land $85,165 Building $317,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8517 E Mill Creek Rd; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8517 E Mill Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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