85 W Mill St, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 85 W Mill St, Ruma, IL 62278

Property Summary

Property TypeSingle Family Home
Lot Size1.24 acres (54,014 sqft)
Owner2 Individual Names on Record
Last Sale$197,000 (Feb 2025)
Tax Bill$3,457 (2025)
Flood ZoneZone X (minimal risk)
APN13-149-006-50

Property Details

APN / Parcel Number

Primary APN13-149-006-50

Exterior

Lot Area54,014 sqft (1.24 acres)
Lot Dimensions200 ft deep x 270 ft wide

Location & Zoning

Street Address85 W MILL ST
CityRUMA
StateIL
Zip62278-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description223/495 623/479 2023R03486 2025R00321 PT S1/2 SE 270'X200' 1.25AC SEC 32 T4 R8 IN RUMA
Legal Range08
Legal Township04
Legal Section32
JurisdictionRANDOLPH IL
Township / Civil DivisionRUMA
Census Block Group2
Census Block2035
Census Tract950900

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85 W MILL ST, RUMA, IL 62278-2701
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2025 · Amount on Record
Deed SaleFeb 3, 2025 · Amount on Record
Deed Document Number2025321
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
MunicipalityRuma Village
Unified School DistrictRed Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,457.00 (+6.57%)$63,170 (+6.56%) Land $10,200 Building $52,970$189,510 (+6.56%) Land $30,600 Building $158,910
2024$3,244.00 (+45.54%)$59,280 (+14.56%) Land $9,570 Building $49,710$177,840 (+14.56%) Land $28,710 Building $149,130
2022$2,229.00 Homeowner's exemption Senior Citizen's exemption$51,745 Land $8,355 Building $43,390$155,235 Land $25,065 Building $130,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRAIRIE DU ROCHER
serves 759 people · EPA ID IL1570400
Water SourcePurchased groundwater from RUMA
Last State InspectionOct 2024
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Mill St

Nearby Streets

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