Randolph County property record for 70 W Mill St, Ruma, IL 62278
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Feb 2009) |
| Tax Bill | $4,102 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-150-051-00 |
| Primary APN | 13-150-051-00 |
|---|
| Lot Area | 48,787 sqft (1.12 acres) |
|---|
| Street Address | 70 W MILL ST |
|---|---|
| City | RUMA |
| State | IL |
| Zip | 62278-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 602/95 608/330 751/351 753/967 2009R00637 LOT 8 1ST ADD ELK VIEW ESTATES VILLAGE OF RUMA |
| Legal Subdivision | ELK VIEW ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | RANDOLPH IL |
| Township / Civil Division | RUMA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950900 |
Source: Randolph County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 70 W MILL ST, RUMA, IL 62278-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2009 · Amount on File |
| Deed Sale | Feb 11, 2009 · Amount on File |
| Deed Document Number | 2009637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Property Address | 70 W MILL ST, RUMA, IL 62278-2700 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R02909 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023R02909 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: Randolph County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Randolph County |
| Municipality | Ruma Village |
| Unified School District | Red Bud Community Unit School District 132 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,102.00 (+7.41%) Homeowner's exemption | $80,965 (+6.83%) Land $7,935 Building $73,030 | $242,895 (+6.83%) Land $23,805 Building $219,090 |
| 2024 | $3,819.00 (+15.62%) Homeowner's exemption | $75,790 (+14.2%) Land $7,430 Building $68,360 | $227,370 (+14.2%) Land $22,290 Building $205,080 |
| 2022 | $3,303.00 Homeowner's exemption | $66,365 Land $6,505 Building $59,860 | $199,095 Land $19,515 Building $179,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE DU ROCHER serves 759 people · EPA ID IL1570400 |
|---|---|
| Water Source | Purchased groundwater from RUMA |
| Last State Inspection | Oct 2024 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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