Randolph County property record for 45 W Mill St, Ruma, IL 62278 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $77,000 (2022) |
| Tax Bill | $1,140.00 (2024) |
Source: Randolph County records · APN 13-149-008-00
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 W MILL ST, RUMA, IL 62278-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · Closed End Mortgage BUENA VISTA NATIONAL BANK |
| Nov 15, 2022 | Warranty Deed, Transfer · Line of Credit BUENA VISTA NATIONAL BANK |
| Jul 01, 2021 | Executor's Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Jul 01, 2021 · Amount on Record |
| Deed Doc Number | 20223553 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Property Address | 45 W MILL ST, RUMA, IL 62278-2701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 W MILL ST, RUMA, IL 62278-2701 |
| Document Number | 2025R03545 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 2025R03545 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHESTER, IL 62233 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 17, 2031 |
| Rate | 7.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Recording Date | Nov 15, 2022 |
| Property Address | 45 W MILL ST, RUMA, IL 62278-2701 |
| Document Number | 2022R03553 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022R03553 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2022 |
| Title Company | NOT AVAILABLE, RCA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 W MILL ST, RUMA, IL 62278-2701 |
| Document Number | 2022R03554 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2022R03554 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Jan 15, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Recording Date | Jul 01, 2021 |
| Property Address | 45 W MILL ST, RUMA, IL 62278-2701 |
| Document Number | 2021R02694 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021R02694 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 KASEY LN, RUMA, IL 62278 |
| Document Number | 2021R02695 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021R02695 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Randolph County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Randolph County |
| Municipality | Ruma Village |
| Unified School District | Red Bud Community Unit School District 132 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,605 (+6.56%) Land $2,520 Building $26,085 | $85,815 (+6.56%) Land $7,560 Building $78,255 | |
| 2024 | $1,140.00 (+19.62%) Homeowner's exemption | $26,845 (+14.58%) Land $2,365 Building $24,480 | $80,535 (+14.58%) Land $7,095 Building $73,440 |
| 2022 | $953.00 Homeowner's exemption | $23,430 Land $2,065 Building $21,365 | $70,290 Land $6,195 Building $64,095 |
Source: FEMA National Flood Hazard Layer, Randolph County (17157C), updated August 18, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 13-149-008-00 |
|---|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Street Address | 45 W MILL ST |
|---|---|
| City | RUMA |
| State | IL |
| Zip | 62278-2701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 184/443 2021R02694 PT SE SE .50AC. SEC 32 T4 R8 IN RUMA |
| Legal Range | 08 |
| Legal Township | 04 |
| Legal Section | 32 |
| Jurisdiction | RANDOLPH IL |
| Minor Civil Division | RUMA |
| Census Blockgroup | 2 |
| Census Block | 2035 |
| Census Tract | 950900 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures