85 Victorian Commons Rd, Winfield, WV 25213 Property Records

Putnam County property record for 85 Victorian Commons Rd, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,324 sqft · built 2012
Lot Size	0.398 acres (17,380 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2020)
Tax Bill	$3,306 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-193C-0011.0000`

Property Details

APN / Parcel Number

Primary APN	`10-193C-0011.0000`
Alternative APNs	`40-10-193C-0011.0000` `00053518`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,324 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,125 sqft
Finished Basement	1,125 sqft

Exterior

Year Built	Built 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,380 sqft (0.398 acres)
Lot Dimensions	146 ft deep x 102 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00053518
Street Address	85 VICTORIAN COMMONS RD
City	WINFIELD
State	WV
Zip	25213-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1949 BEACON HILL SUBD (0.38 AC)
Legal Subdivision	BEACON HILL SUB
Legal Lot Number	1949
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3079
Census Tract	20300

Owner

Source: Putnam County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Nov 20, 2013 · Amount on Record
Deed Document Number	004927170003
Deed Book / Page	593 / 292
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	85 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9103
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001224/548
Date	Sep 30, 2019
Book Page	1224/548
Instrument	004707540018

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	3 Years
Min Rate At Change	2.88%
Max Rate At Change	5.8%
Index	3-Year CMT

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Nov 9, 2020
Property Address	85 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9103
Document Number	000593/292
Book / Page	593 / 292
Map Reference	PB E PG 85
Instrument Date	Nov 6, 2020
Instrument	004927170003
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,584.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9103

Mortgage

Document Number	0001265/95
Date	Nov 9, 2020
Book Page	1265/95
Instrument	004927180020

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.88%
Max Rate At Change	5.5%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,306.00 (+17.78%)	$261,540 (+13.22%) Land $31,080 Building $230,460	$435,900 (+13.22%) Land $51,800 Building $384,100
2023	$2,807.00 (+4.19%)	$231,000 (+3.36%) Land $25,860 Building $205,140	$385,000 (+3.36%) Land $43,100 Building $341,900
2022	$2,694.00	$223,500 Land $22,200 Building $201,300	$372,500 Land $37,000 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile USA.

Nearby Properties on Victorian Commons Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures