107 Victorian Commons Rd, Winfield, WV 25213 Property Records

Putnam County property record for 107 Victorian Commons Rd, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,648 sqft · built 2013
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individuals on Record
Last Sale	$600,000 (Aug 2021)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-193C-0014.0000`

Property Details

APN / Parcel Number

Primary APN	`10-193C-0014.0000`
Alternative APNs	`40-10-193C-0014.0000` `00053525`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,648 sqft Living Area
1st Floor Area	3,739 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	105,415 sqft (2.42 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00053525
Street Address	107 VICTORIAN COMMONS RD
City	WINFIELD
State	WV
Zip	25213-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1980 BEACON HILL SUBD (2.42 AC)
Legal Subdivision	BEACON HILL SUB
Legal Lot Number	1980
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3079
Census Tract	20300

Owner

Source: Putnam County assessment roll, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	107 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CU
Aug 5, 2021	Intrafamily Transfer, Transfer
Aug 5, 2021	Deed, Transfer · Conventional Mortgage PEOPLES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Document Number	20215094680004
Deed Book / Page	599 / 959
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	599/963
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	107 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9102
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001166/045
Date	Aug 2, 2017
Book Page	1166/045
Instrument	004226410007

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	WINFIELD, WV 25213

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	107 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9102
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001310/565
Date	Dec 20, 2021
Book Page	1310/565
Instrument	005178520007

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2041

Interest

Rate Type	Fixed Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM WV
Recording Date	Aug 5, 2021
Property Address	107 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9102
Document Number	599/963
Book / Page	599 / 963
Map Reference	MAP BK E PG 84
Instrument Date	Jul 21, 2021
Instrument	005094690004
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Aug 5, 2021
Property Address	107 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9102
Document Number	000599/959
Book / Page	599 / 959
Map Reference	MAP BK E PG 84 85
Instrument Date	Jul 15, 2021
Instrument	005094680004
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005094700016
Date	Aug 5, 2021
Instrument	005094700016

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,760.00 (+17.39%)	$376,560 (+12.84%) Land $38,340 Building $338,220	$627,600 (+12.84%) Land $63,900 Building $563,700
2023	$4,055.00 (+10.76%)	$333,720 (+9.88%) Land $37,800 Building $295,920	$556,200 (+9.88%) Land $63,000 Building $493,200
2022	$3,661.00	$303,720 Land $37,140 Building $266,580	$506,200 Land $61,900 Building $444,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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