40 Victorian Commons Rd, Winfield, WV 25213 Property Records

Putnam County property record for 40 Victorian Commons Rd, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,165 sqft · built 2016
Lot Size	0.614 acres (26,789 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jan 2020)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	May 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-193C-0025.0000`

Property Details

APN / Parcel Number

Primary APN	`10-193C-0025.0000`
Alternative APNs	`40-10-193C-0025.0000` `00046186`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,165 sqft Living Area
1st Floor Area	1,523 sqft

Exterior

Year Built	Built 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	26,789 sqft (0.614 acres)
Lot Dimensions	206 ft deep x 114 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00046186
Street Address	40 VICTORIAN COMMONS RD
City	WINFIELD
State	WV
Zip	25213-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1902 BEACON HILL SUBD (0.62 AC)
Legal Subdivision	BEACON HILL SUB
Legal Lot Number	1902
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3079
Census Tract	20300

Owner

Source: Putnam County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	40 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK AND SAVINGS CO
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 9, 2020	Deed, Subdivision Related Transfer · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	004767650003
Deed Book / Page	583 / 76
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	40 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9105
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001160/056
Date	May 19, 2017
Book Page	1160/056
Instrument	004193510006

Lender

Name	THE FARMERS BANK AND SAVINGS CO
Type	Bank
Address	POINT PLEASANT, WV 25550

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	40 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9105
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001269/117
Date	Dec 14, 2020
Book Page	1269/117
Instrument	004946080027

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Jan 9, 2020
Property Address	40 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9105
Document Number	0000583/76
Book / Page	583 / 76
Map Reference	DB 465 PG 739
Instrument Date	Jan 8, 2020
Instrument	004767650003
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 VICTORIAN COMMONS RD, WINFIELD, WV 25213-9105

Mortgage

Document Number	001232/945
Date	Jan 9, 2020
Book Page	1232/945
Instrument	004767660027

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,989.00 (+18.99%) Homeowner's exemption Disabled Person's exemption	$256,500 (+24.06%) Land $36,720 Building $219,780	$427,500 (+24.06%) Land $61,200 Building $366,300
2023	$2,512.00 (+4.71%)	$206,760 (+3.89%) Land $30,600 Building $176,160	$344,600 (+3.89%) Land $51,000 Building $293,600
2022	$2,399.00	$199,020 Land $26,220 Building $172,800	$331,700 Land $43,700 Building $288,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile USA.

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