85 Thunder Trl, Fairfield, PA 17320 Property Records

Adams County property record for 85 Thunder Trl, Fairfield, PA 17320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 2000
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2020)
Tax Bill	$4,741 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18 BB0-0088-000`

Property Details

APN / Parcel Number

Primary APN	`18 BB0-0088-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	85 THUNDER TRL
City	FAIRFIELD
State	PA
Zip	17320-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SECTION BB OF CHARNITA INC
Legal Lot Number	BB-0088
Jurisdiction	ADAMS PA
Township / Civil Division	HAMILTONBAN
Census Block Group	2
Census Block	2054
Census Tract	31700

Owner

85 Thunder Trl is owned and occupied by two individuals who bought it in March 2020.

Source: Adams County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 THUNDER TRL, FAIRFIELD, PA 17320-9725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 3, 2018	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Mar 5, 2020	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 3, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Apr 3, 2018 · Amount on File
Deed Document Number	20202761
Deed Book / Page	6591 / 178
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	85 THUNDER TRL, FAIRFIELD, PA 17320-9725
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006842/25
Date	Aug 13, 2021
Book Page	6842/25

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	85 THUNDER TRL, FAIRFIELD, PA 17320-9725
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006364/0000000618
Date	Apr 3, 2018
Book Page	0000006364/0000000618
Instrument	201800003438

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Mar 5, 2020
Property Address	85 THUNDER TRL, FAIRFIELD, PA 17320-9725
Document Number	6591/178
Book / Page	6591 / 178
Map Reference	MB 1 PG 62
Instrument Date	Mar 2, 2020
Instrument	202000002761
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 THUNDER TRL, FAIRFIELD, PA 17320-9725

Mortgage

Document Number	202000002762
Date	Mar 5, 2020
Instrument	202000002762

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Apr 3, 2018
Property Address	85 THUNDER TRL, FAIRFIELD, PA 17320-9725
Document Number	6364/616
Book / Page	6364 / 616
Instrument Date	Apr 2, 2018
Instrument	201800003437
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 THUNDER TRL, FAIRFIELD, PA 17320-9725

Tax Assessment & Valuation

The 2026 property tax bill for 85 Thunder Trl was $4,741.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Hamiltonban Township
Unified School District	Fairfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,741.00	$244,900 Land $59,000 Building $185,900
2024	$4,347.00 (+2.57%)	$244,900 (-) Land $59,000 Building $185,900
2023	$4,238.00	$244,900 Land $59,000 Building $185,900
2010			$244,900 Land $59,000 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Thunder Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Thunder Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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