75 Thunder Trl, Fairfield, PA 17320 Property Records

Adams County property record for 75 Thunder Trl, Fairfield, PA 17320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,609 sqft · built 1990
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$469,900 (Jul 2025)
Tax Bill	$6,170 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18 BB0-0089-000`

Property Details

APN / Parcel Number

Primary APN	`18 BB0-0089-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,609 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Basement
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	75 THUNDER TRL
City	FAIRFIELD
State	PA
Zip	17320-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	BB-0089
Jurisdiction	ADAMS PA
Township / Civil Division	HAMILTONBAN
Census Block Group	2
Census Block	2054
Census Tract	31700

Owner

75 Thunder Trl is owned and occupied by two individuals who bought it in July 2025.

Source: Adams County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 THUNDER TRL, FAIRFIELD, PA 17320-9725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 24, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PATRIOT FEDERAL CREDIT UNION
Sep 7, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on File
Deed Sale	Jul 8, 2025 · Amount on File
Prior Sale	Aug 24, 2023 · Amount on File
Deed Book / Page	7354 / 253
Record Updated	Jun 8, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Jul 8, 2025
Property Address	75 THUNDER TRL, FAIRFIELD, PA 17320-9725
Document Number	007354/253
Book / Page	7354 / 253
Map Reference	MB 1 PG 62
Instrument Date	Jun 30, 2025
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	GRANITE SETTLEMENT COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 THUNDER TRL, FAIRFIELD, PA 17320-9725

Mortgage

Document Number	0007354257
Date	Jul 8, 2025
Instrument	7354/257

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Aug 24, 2023
Property Address	75 THUNDER TRL, FAIRFIELD, PA 17320-9725
Document Number	0007129/32
Book / Page	7129 / 32
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 THUNDER TRL, FAIRFIELD, PA 17320-9725

Mortgage

Document Number	0007129/37
Date	Aug 24, 2023
Book Page	7129/37

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	75 THUNDER TRL, FAIRFIELD, PA 17320-9725
Transaction Type	Mortgage
Record Updated	Feb 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6580/419
Date	Jan 31, 2020
Book Page	6580/419
Instrument	202000001361

Lender

Name	PATRIOT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Sep 7, 2018
Property Address	75 THUNDER TRL, FAIRFIELD, PA 17320-9725
Document Number	6417/135
Book / Page	6417 / 135
Instrument Date	Sep 4, 2018
Instrument	000000010189
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15322 HOLLOWELL CHURCH RD, WAYNESBORO, PA 17268-9553

Tax Assessment & Valuation

The 2026 property tax bill for 75 Thunder Trl was $6,170.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Hamiltonban Township
Unified School District	Fairfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,170.00	$318,700 Land $59,900 Building $258,800
2024	$5,591.00 (+2.57%)	$315,000 (-) Land $59,900 Building $255,100
2023	$5,451.00	$315,000 Land $59,900 Building $255,100
2010			$318,700 Land $59,900 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Thunder Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Thunder Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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