116 Thunder Trl, Fairfield, PA 17320 Property Records

Adams County property record for 116 Thunder Trl, Fairfield, PA 17320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1980
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2021)
Tax Bill	$4,307 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18 BB0-0045-000`

Property Details

APN / Parcel Number

Primary APN	`18 BB0-0045-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	78,844 sqft (1.81 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	116 THUNDER TRL
City	FAIRFIELD
State	PA
Zip	17320-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CHARNITA INC
Legal Lot Number	BB-0045
Jurisdiction	ADAMS PA
Township / Civil Division	HAMILTONBAN
Census Block Group	2
Census Block	2051
Census Tract	31700

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 THUNDER TRL, FAIRFIELD, PA 17320-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit ACNB BANK
May 23, 2018	Deed of Trust, Mortgage · Line of Credit ACNB BANK
Jan 16, 2018	Deed of Trust, Mortgage PHH UNITED STATES MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Deed Book / Page	6846 / 522
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0000010361
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Aug 24, 2021
Property Address	116 THUNDER TRL, FAIRFIELD, PA 17320-9703
Document Number	006846/522
Book / Page	6846 / 522
Map Reference	MB 1 PG 62
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	GUARANTEED TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 THUNDER TRL, FAIRFIELD, PA 17320-9703

Mortgage

Document Number	0006846527
Date	Aug 24, 2021
Instrument	6846/527

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	116 THUNDER TRL, FAIRFIELD, PA 17320-9703
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 THUNDER TRL, FAIRFIELD, PA 17320-9703

Mortgage

Document Number	6737/303
Date	Feb 2, 2021
Book Page	6737/303
Instrument	202100001713

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 5, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	116 THUNDER TRL, FAIRFIELD, PA 17320-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006380/0000000679
Date	May 23, 2018
Book Page	0000006380/0000000679
Instrument	201800005545

Lender

Name	ACNB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	236 Months
Due	Jan 1, 2038

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	116 THUNDER TRL, FAIRFIELD, PA 17320-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006343/0000000365
Date	Jan 16, 2018
Book Page	0000006343/0000000365
Instrument	201800000553

Lender

Name	PHH UNITED STATES MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Hamiltonban Township
Unified School District	Fairfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,307.00 (+9.07%)	$222,500 (-) Land $88,200 Building $134,300
2024	$3,949.00 (+2.57%)	$222,500 (-) Land $88,200 Building $134,300
2023	$3,850.00	$222,500 Land $88,200 Building $134,300
2010			$222,500 Land $88,200 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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