85 Summit St, Manchester, CT 06040 Property Records

Manchester Town property record for 85 Summit St, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1895
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (Jan 2002)
Tax Bill	$5,463 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`533000085`

Property Details

APN / Parcel Number

Primary APN	`533000085`
Alternative APNs	`MANC M:93 B:5330 L:85` `MCHS M:93 B:5330 L:85`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	3,338 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	533000085
Street Address	85 SUMMIT ST
City	MANCHESTER
State	CT
Zip	06040-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	5330
Legal Lot Number	85
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	4
Census Block	4003
Census Tract	514300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 SUMMIT ST, MANCHESTER, CT 06040-4263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Nov 12, 2020	Deed of Trust, Mortgage · Balloon Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2002 · Amount on Record
Deed Sale	Jan 30, 2002 · Amount on Record
Deed Book / Page	2388 / 82
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	85 SUMMIT ST, MANCHESTER, CT 06040-4263
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4630-880
Date	Nov 12, 2020
Book Page	4630/880

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	85 SUMMIT ST, MANCHESTER, CT 06040-4263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4630-871
Date	Nov 12, 2020
Book Page	4630/871

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,463.00	$137,200 (-) Land $34,900 Building $102,300	$96,040 Land $24,430 Building $71,610
2024	$5,463.00 (+7.03%)
2023	$5,104.00 (+2.99%)	$137,200 (-) Land $34,900 Building $102,300
2022	$4,956.00	$137,200 Land $34,900 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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