56 Summit St, Manchester, CT 06040 Property Records

Manchester Town property record for 56 Summit St, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,638 sqft · built 1924
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2024)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`533000056`

Property Details

APN / Parcel Number

Primary APN	`533000056`
Alternative APNs	`MANC M:77 B:5330 L:56` `MCHS M:77 B:5330 L:56`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	3,408 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	533000056
Street Address	56 SUMMIT ST
City	MANCHESTER
State	CT
Zip	06040-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	5330
Legal Lot Number	56
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3011
Census Tract	514400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

56 Summit St is owned and occupied by two individuals who bought it in May 2024.

Source: Manchester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 SUMMIT ST, MANCHESTER, CT 06040-4219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
May 31, 2024	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Feb 24, 2006 · Amount on File
Deed Book / Page	4739 / 736
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	56 SUMMIT ST, MANCHESTER, CT 06040-4219
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004768-981
Date	Jul 21, 2025
Book Page	4768/981

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	May 31, 2024
Property Address	56 SUMMIT ST, MANCHESTER, CT 06040-4219
Document Number	004739-736
Book / Page	4739 / 736
Instrument Date	May 30, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	56 SUMMIT ST, MANCHESTER, CT 06040-4219

Mortgage

Document Number	6823760016
Date	May 31, 2024
Instrument	6823760016

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 56 Summit St was $5,256.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,256.00	$132,000 Land $21,600 Building $110,400	$92,400 Land $15,120 Building $77,280
2024	$5,256.00 (+7.05%)
2023	$4,910.00 (+2.98%)	$132,000 (-) Land $21,600 Building $110,400
2022	$4,768.00	$132,000 Land $21,600 Building $110,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 56 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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