Manchester Town property record for 97 Summit St, Manchester, CT 06040
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3 ba · 2,395 sqft · built 1906 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jul 2024) |
| Tax Bill | $8,267 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 533000097 |
| Primary APN | 533000097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,395 sqft Living Area |
| Gross Area | 4,309 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 533000097 |
|---|---|
| Street Address | 97 SUMMIT ST |
| City | MANCHESTER |
| State | CT |
| Zip | 06040-4263 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RB |
| Legal Block | 5330 |
| Legal Lot Number | 97 |
| Jurisdiction | MANCHESTER CT |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 514300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
97 Summit St, a duplex, is owned and occupied by two individuals who bought it in July 2024.
Source: Manchester Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 SUMMIT ST, MANCHESTER, CT 06040-4263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on File |
| Deed Sale | Jul 16, 2024 · Amount on File |
| Deed Book / Page | 4742 / 215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Recording Date | Jul 16, 2024 |
| Property Address | 97 SUMMIT ST, MANCHESTER, CT 06040-4263 |
| Document Number | 004742-215 |
| Book / Page | 4742 / 215 |
| Instrument Date | Jul 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 6835140015 |
|---|---|
| Date | Jul 16, 2024 |
| Instrument | 6835140015 |
| Name | MAGNOLIA BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 97 Summit St was $8,267.
Source: Manchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Manchester Town |
| Unified School District | Manchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,267.00 | $207,600 Land $36,800 Building $170,800 | $145,320 Land $25,760 Building $119,560 |
| 2024 | $8,267.00 (+7.04%) | ||
| 2023 | $7,723.00 (+2.99%) | $207,600 (-) Land $36,800 Building $170,800 | |
| 2022 | $7,499.00 | $207,600 Land $36,800 Building $170,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 97 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 97 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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