85 Summer Ln, Nicholson, GA 30565 Property Records

Jackson County property record for 85 Summer Ln, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 2005
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2024)
Tax Bill	$830 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025B 023`

Property Details

APN / Parcel Number

Primary APN	`025B 023`
Alternative APN	`23876`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Heated Area
1st Floor Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23876
Street Address	85 SUMMER LN
City	NICHOLSON
State	GA
Zip	30565-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 QUIET OAKS
Legal Subdivision	QUIET OAKS
Legal Lot Number	23
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	3
Census Block	3037
Census Tract	10500

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 SUMMER LN, NICHOLSON, GA 30565-3755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Jan 9, 2019	Grant Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Book / Page	113R / 72
Transfer Doc	00037I0270
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 17, 2020
Property Address	85 SUMMER LN, NICHOLSON, GA 30565-3755
Document Number	00091A0001
Book / Page	00091A / 000001
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 SUMMER LN NICHOLSON GA 305653755, NICHOLSON, GA 30565-3755

Mortgage

Document Number	91A0004
Date	Aug 17, 2020
Book Page	00091A/000004

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 9, 2019
Property Address	85 SUMMER LN, NICHOLSON, GA 30565-3755
Document Number	00083F0550
Book / Page	00083F / 000550
Instrument Date	Jan 4, 2019
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SUMMER LN NICHOLSON GA 305653755, NICHOLSON, GA 30565-3755

Mortgage

Document Number	83F0551
Date	Jan 9, 2019
Book Page	00083F/000551

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Nicholson City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,760 (-) Land $8,000 Building $56,760	$161,900 (-) Land $20,000 Building $141,900
2025	$830.00 (-52.41%) Homeowner's exemption	$64,760 (-) Land $8,000 Building $56,760	$161,900 (-) Land $20,000 Building $141,900
2024	$1,744.00 (+8.53%)	$64,760 (+12.2%) Land $8,000 Building $56,760	$161,900 (+12.2%) Land $20,000 Building $141,900
2023	$1,607.00 (+22.11%)	$57,720 (+33.36%) Land $8,000 Building $49,720	$144,300 (+33.36%) Land $20,000 Building $124,300
2022	$1,316.00	$43,280 Land $3,600 Building $39,680	$108,200 Land $9,000 Building $99,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications, Xfinity.

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