178 Summer Ln, Nicholson, GA 30565 Property Records

Jackson County property record for 178 Summer Ln, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 2005
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Aug 2022)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025B 027`

Property Details

APN / Parcel Number

Primary APN	`025B 027`
Alternative APN	`23880`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Heated Area
1st Floor Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23880
Street Address	178 SUMMER LN
City	NICHOLSON
State	GA
Zip	30565-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 QUIET OAKS
Legal Subdivision	QUIET OAKS
Legal Lot Number	27
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	3
Census Block	3037
Census Tract	10500

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 SUMMER LN, NICHOLSON, GA 30565-3755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Mar 5, 2013
Deed Document Number	20223792
Deed Book / Page	103M / 565
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	178 SUMMER LN, NICHOLSON, GA 30565-3755
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079W0460
Date	Mar 1, 2018
Book Page	79W/460

Lender

Name	FBC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 1, 2022
Property Address	178 SUMMER LN, NICHOLSON, GA 30565-3755
Document Number	00103M0565
Book / Page	103M / 565
Instrument Date	Aug 1, 2022
Instrument	2022-003792
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SUMMER LN, NICHOLSON, GA 30565-3755

Mortgage

Document Number	00103M0000000567
Date	Aug 8, 2022
Book Page	000000103M/0000000567

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 1, 2022
Property Address	178 SUMMER LN, NICHOLSON, GA 30565-3755
Document Number	00103M0565
Book / Page	103M / 565
Instrument Date	Aug 1, 2022
Instrument	2022-003792
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SUMMER LN, NICHOLSON, GA 30565-3755

Mortgage

Document Number	000103M567
Date	Aug 1, 2022
Instrument	103M/567

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Nicholson City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,080 (-) Land $8,000 Building $48,080	$140,200 (-) Land $20,000 Building $120,200
2025	$1,495.00 (-0.99%)	$56,080 (-) Land $8,000 Building $48,080	$140,200 (-) Land $20,000 Building $120,200
2024	$1,510.00 (+6.79%)	$56,080 (+10.39%) Land $8,000 Building $48,080	$140,200 (+10.39%) Land $20,000 Building $120,200
2023	$1,414.00 (+21.27%)	$50,800 (+32.43%) Land $8,000 Building $42,800	$127,000 (+32.43%) Land $20,000 Building $107,000
2022	$1,166.00	$38,360 Land $3,600 Building $34,760	$95,900 Land $9,000 Building $86,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications, Xfinity.

Nearby Properties on Summer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures