115 Summer Ln, Nicholson, GA 30565 Property Records

Jackson County property record for 115 Summer Ln, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 2005
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Oct 2022)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025B 024`

Property Details

APN / Parcel Number

Primary APN	`025B 024`
Alternative APN	`23877`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Heated Area
1st Floor Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23877
Street Address	115 SUMMER LN
City	NICHOLSON
State	GA
Zip	30565-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 QUIET OAKS
Legal Subdivision	QUIET OAKS
Legal Lot Number	24
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	3
Census Block	3037
Census Tract	10500

Owner

115 Summer Ln is owned and occupied by an individual who bought it in October 2022.

Source: Jackson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 SUMMER LN, NICHOLSON, GA 30565-3755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS
Oct 12, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 12, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Jun 18, 2021 · Amount on File
Deed Document Number	20224781
Deed Book / Page	104G / 597
Transfer Doc	00037I0270
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	115 SUMMER LN, NICHOLSON, GA 30565-3755
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SUMMER LN, NICHOLSON, GA 30565-3755

Mortgage

Document Number	00096Z0000000544
Date	Jul 9, 2021
Book Page	000000096Z/0000000544

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 12, 2022
Property Address	115 SUMMER LN, NICHOLSON, GA 30565-3755
Document Number	00104G0597
Book / Page	104G / 597
Instrument Date	Oct 12, 2022
Instrument	2022-004781
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SUMMER LN, NICHOLSON, GA 30565-3755

Mortgage

Document Number	00104G0000000598
Date	Oct 17, 2022
Book Page	000000104G/0000000598

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 12, 2022
Property Address	115 SUMMER LN, NICHOLSON, GA 30565-3755
Document Number	00104G0597
Book / Page	104G / 597
Instrument Date	Oct 12, 2022
Instrument	2022-004781
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SUMMER LN, NICHOLSON, GA 30565-3755

Mortgage

Document Number	000104G598
Date	Oct 12, 2022
Instrument	104G/598

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 18, 2021
Property Address	115 SUMMER LN, NICHOLSON, GA 30565-3755
Document Number	00096Z0538
Book / Page	96Z / 538
Instrument Date	Jun 18, 2021
Instrument	2021-003298
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SUMMER LN, NICHOLSON, GA 30565-3755

Tax Assessment & Valuation

The 2025 property tax bill for 115 Summer Ln was $1,447 with a homeowner's exemption, down 1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Nicholson City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,080 (-) Land $8,000 Building $48,080	$140,200 (-) Land $20,000 Building $120,200
2025	$1,447.00 (-1.03%) Homeowner's exemption	$56,080 (-) Land $8,000 Building $48,080	$140,200 (-) Land $20,000 Building $120,200
2024	$1,462.00 (+60.84%) Homeowner's exemption	$56,080 (+10.39%) Land $8,000 Building $48,080	$140,200 (+10.39%) Land $20,000 Building $120,200
2023	$909.00 (-22.04%)	$50,800 (+32.43%) Land $8,000 Building $42,800	$127,000 (+32.43%) Land $20,000 Building $107,000
2022	$1,166.00	$38,360 Land $3,600 Building $34,760	$95,900 Land $9,000 Building $86,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Summer Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Summer Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications, Xfinity.

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