85 Smith St, Charleston, SC 29401 Property Records

Charleston County property record for 85 Smith St, Charleston, SC 29401

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,868 sqft · built 1940
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Tax Bill$7,684 (2025)
Flood ZoneZone AE (high risk)
APN457-03-02-079

Property Details

APN / Parcel Number

Primary APN457-03-02-079

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,868 sqft Total Area
1st Floor Area1,434 sqft
Upper Floors Area1,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleDuplex Single
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions65 ft deep x 40 ft wide
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address85 SMITH ST
CityCHARLESTON
StateSC
Zip29401-1884
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSUBDIVISION NAME -HARLESTON GREEN DESCRIPTION -LOT 79 SITE NAME -HARLESTON GREEN
Legal SubdivisionHARLESTON GREEN
Legal Lot Number79
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1008
Census Tract500

Owner

85 Smith St, a duplex, is owned and occupied by an individual.

Source: Charleston County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address85 SMITH ST, CHARLESTON, SC 29401-1884
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 85 Smith St was $7,684, up 11.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,684.00 (+11.33%)$726,978 (+2,355.18%) Land $367,108 Building $359,870$1,419,200 Land $580,500 Building $838,700
2024$6,902.00$29,610
2022$6,395.00$29,610$813,500 Land $410,800 Building $402,700
2020$813,500 Land $410,800 Building $402,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 172 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies210 units insured
incl. 38 condo units
Nearby Flood Claims306 (1978–2025)
Claims Outside the SFHA1 of 306
Most Recent ClaimAug 2025 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 41 claims
  • Hurricane Matthew, Oct 2016 · 24 claims
  • Hurricane Hugo, Sep 1989 · 171 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 85 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Home Telecom.

Nearby Properties on Smith St

Nearby Streets

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