Charleston County property record for 82 Smith St, Charleston, SC 29401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,696 sqft · built 1842 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Jan 2024) |
| Tax Bill | $7,676 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 457-03-02-065 |
| Primary APN | 457-03-02-065 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Upper Floors Area | 1,373 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1842 |
|---|---|
| Effective Year Built | Effective 1842 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 166 ft deep x 39 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 527 sqft |
| Shed | 1 Shed |
| Shed Area | 306 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 82 SMITH ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -82 SMITH |
| Legal Subdivision | 82 SMITH STREET CHARLESTON |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500 |
82 Smith St is owned and occupied by two individuals who bought it in January 2024.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 82 SMITH ST, CHARLESTON, SC 29401-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on File |
| Deed Sale | Jan 19, 2024 · Amount on File |
| Prior Sale | May 27, 2009 · Amount on File |
| Deed Book / Page | 1224 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 19, 2024 |
| Property Address | 82 SMITH ST, CHARLESTON, SC 29401-1328 |
| Document Number | 0012240249 |
| Book / Page | 1224 / 249 |
| Map Reference | MB V PG 141 |
| Instrument Date | Jan 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,160.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 82 SMITH ST, CHARLESTON, SC 29401-1328 |
| Document Number | 0001224250 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 1224/250 |
| Name | 1ST FEDERAL SAVINGS BANK OF SC INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 82 Smith St was $7,676, up 90.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,676.00 (+90.24%) | $1,600,000 (+5,061.29%) Land $815,000 Building $785,000 | $1,600,000 Land $815,000 Building $785,000 |
| 2024 | $4,035.00 | $31,000 | |
| 2022 | $12,416.00 | $46,490 | $797,665 Land $519,565 Building $278,100 |
| 2020 | $797,665 Land $519,565 Building $278,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 82 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 172 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 210 units insured incl. 38 condo units |
| Nearby Flood Claims | 306 (1978–2025) |
| Claims Outside the SFHA | 1 of 306 |
| Most Recent Claim | Aug 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 82 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Home Telecom.
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