80 Smith St, Charleston, SC 29401 Property Records

Charleston County property record for 80 Smith St, Charleston, SC 29401

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 2,054 sqft · built 1890
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$2,600,000 (Dec 2025)
Tax Bill	$17,806 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`457-03-02-064`

Property Details

APN / Parcel Number

Primary APN	`457-03-02-064`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,054 sqft Total Area
1st Floor Area	1,044 sqft
Upper Floors Area	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Victorian
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	164 ft deep x 25 ft wide
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	80 SMITH ST
City	CHARLESTON
State	SC
Zip	29401-1328
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DESCRIPTION -80 SMITH
Legal Subdivision	HARLESTON, WARD-6
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	500

Owner

80 Smith St, a duplex, is owned and occupied by two individuals who bought it in December 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	80 SMITH ST, CHARLESTON, SC 29401-1328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer
Jun 2, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2020	Grant Deed, Transfer · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Jul 22, 2024 · Amount on File
Deed Book / Page	1353 / 226
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 1, 2025
Property Address	80 SMITH ST, CHARLESTON, SC 29401-1328
Document Number	0013530226
Book / Page	1353 / 226
Map Reference	MB G234 PG 194
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount on Record
Tax	$6,760.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80 SMITH ST, CHARLESTON, SC 29401-1328

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 2, 2021
Property Address	80 SMITH ST, CHARLESTON, SC 29401-1328
Document Number	09970709
Book / Page	997 / 709
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Jul 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 SMITH ST, CHARLESTON, SC 29401-1328

Mortgage

Document Number	997710
Date	Jun 2, 2021
Instrument	997/710

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 10, 2020
Property Address	80 SMITH ST, CHARLESTON, SC 29401-1328
Document Number	0852/0261
Book / Page	000852 / 000261
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 RUTLEDGE AVE CHARLESTON SC 294011722, CHARLESTON, SC 29401-1722

Mortgage

Document Number	852/0263
Date	Jan 10, 2020
Book Page	000852/000263

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 80 Smith St was $17,806, up 89.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,806.00 (+89.47%)	$1,075,000 (+3,217.9%) Land $600,000 Building $475,000	$1,075,000 Land $600,000 Building $475,000
2024	$9,398.00	$32,400
2022	$8,695.00	$32,400	$540,000 Land $450,000 Building $90,000
2020			$540,000 Land $450,000 Building $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 80 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 172 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	210 units insured incl. 38 condo units
Nearby Flood Claims	306 (1978–2025)
Claims Outside the SFHA	1 of 306
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 41 claims Hurricane Matthew, Oct 2016 · 24 claims Hurricane Hugo, Sep 1989 · 171 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 80 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Home Telecom.

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