85 Saint Francis St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 85 Saint Francis St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,121 sqft · built 1988
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$441,000 (Apr 2017)
Tax Bill$11,890 (2025)
Deeds & MortgagesFeb 2021 Transfer
Apr 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN207640-0000

Property Details

APN / Parcel Number

Primary APN207640-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,121 sqft Living Area
1st Floor Area2,166 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions148 ft deep x 61 ft wide
Garage Area850 sqft
PorchFinished/Open Porch
Porch Area438 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address85 SAINT FRANCIS ST
CitySAINT AUGUSTINE
StateFL
Zip32084-4940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUMAS TRACT CITY LOT 15 BLK H OROR4652/1320 & 5182/1784
Legal Range30E
Legal Township07S
Legal Section19
Legal SubdivisionDUMAS TRACT
Legal BlockH
Legal Lot Number15
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2032
Census Tract20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lincolnville Historic District
listed 1991 · 548 contributing resources · NRIS 91000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address85 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-4940
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 18, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2017 · Amount on Record
Deed SaleApr 18, 2017 · Amount on Record
Deed Document Number201726644
Deed Book / Page4360 / 612
Last Transfer DateFeb 12, 2021
Transfer Doc0051821784
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 18, 2021
Property Address85 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-4940
Document Number0051821784
Book / Page5182 / 1784
Instrument DateFeb 12, 2021
Instrument2021018200
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address85 SAINT FRANCIS ST, ST AUGUSTINE, FL 32084-4940

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 18, 2017
Property Address85 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-4940
Document Number0043600612
Book / Page4360 / 0612
Instrument DateApr 17, 2017
Instrument2017026644
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyESTATE TITLE OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85 SAINT FRANCIS ST, 85, SAINT AUGUSTINE, FL 32084-4940

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 MERCER ST, TRENTON, NJ 08611-1724

Mortgage

Document Number2017026645
DateApr 18, 2017
Instrument2017026645
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$660,522 (+2.7%)$815,072 (+0.81%) Land $293,715 Building $521,357
2025$11,890.00 (+7.65%) Homeowner's exemption Widower's exemption$643,157 (-21.25%)$808,516 (-6.97%) Land $293,715 Building $514,801
2024$11,045.00 (-25.12%)
2023$14,751.00 (+2.15%) Homeowner's exemption Widower's exemption$816,684 (+3%)$869,070 (+9.61%) Land $484,400 Building $384,670
2022$14,440.00 Homeowner's exemption Widower's exemption$792,897$792,897 Land $440,804 Building $352,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 376 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies389 units insured
incl. 13 condo units
Nearby Flood Claims284 (1982–2024)
Claims Outside the SFHA3 of 284
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 26 claims
  • Hurricane Irma, Sep 2017 · 84 claims
  • Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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