St. Johns County property record for 25 Rio del Norte Rd, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,571 sqft · built 2017 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,675,000 (May 2024) |
| Tax Bill | $25,111 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 072143-0020 |
| Primary APN | 072143-0020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,571 sqft Living Area |
| Gross Area | 5,992 sqft |
| 1st Floor Area | 3,851 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Attached |
| Garage Area | 930 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 25 RIO DEL NORTE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/62-70 RIO DEL NORTE LOT 2 OR5959/381 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | RIO DEL NORTE |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 25 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Mar 16, 2017 | Grant Deed, Subdivision Related Transfer DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on File |
| Deed Sale | May 31, 2024 · Amount on File |
| Prior Sale | Oct 10, 2019 · Amount on File |
| Deed Document Number | 202442234 |
| Deed Book / Page | 5959 / 381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 25 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 25 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Number | 0054391115 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 5439/1115 |
| Instrument | 2021132648 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 10, 2019 |
| Property Address | 25 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Number | 0048110841 |
| Book / Page | 004811 / 000841 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 75639 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,407.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 RIO DEL NORTE RD ST AUGUSTINE FL 320954862, ST AUGUSTINE, FL 32095-4862 |
| Document Number | 48110843 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 004811/000843 |
| Instrument | 75640 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 16, 2017 |
| Property Address | 25 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Number | 0043441336 |
| Book / Page | 004344 / 001336 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 18356 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,483.77 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 25 RIO DEL NORTE RD ST AUGUSTINE FL 320954862, ST AUGUSTINE, FL 32095-4862 |
| Document Number | 43441337 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 004344/001337 |
| Instrument | 18357 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 15, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,408,370 (-2.69%) Land $310,000 Building $1,098,370 | $1,408,370 (-2.69%) Land $310,000 Building $1,098,370 | |
| 2025 | $25,111.00 (+90.38%) Homeowner's exemption | $1,447,331 (+137.56%) | $1,447,331 (+48.46%) Land $310,000 Building $1,137,331 |
| 2024 | $13,190.00 (+4.45%) | ||
| 2023 | $12,628.00 (+1.49%) Homeowner's exemption | $609,249 (+3%) | $974,902 (+15.54%) Land $300,000 Building $674,902 |
| 2022 | $12,443.00 Homeowner's exemption | $591,504 | $843,746 Land $196,000 Building $647,746 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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