St. Johns County property record for 15 Rio del Norte Rd, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,219 sqft · built 2018 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $631,378 (Mar 2018) |
| Tax Bill | $14,002 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 072143-0010 |
| Primary APN | 072143-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,219 sqft Living Area |
| Gross Area | 3,881 sqft |
| 1st Floor Area | 2,587 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 RIO DEL NORTE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/62-70 RIO DEL NORTE LOT 1 OR4514/1270 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | RIO DEL NORTE |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 12, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on File |
| Deed Sale | Mar 12, 2018 · Amount on File |
| Deed Document Number | 201816238 |
| Deed Book / Page | 4514 / 1270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0053630351 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 5363/351 |
| Instrument | 2021098670 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 12, 2018 |
| Property Address | 15 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Number | 0045141270 |
| Book / Page | 004514 / 001270 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 16238 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,419.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 RIO DEL NORTE RD ST AUGUSTINE FL 320954862, ST AUGUSTINE, FL 32095-4862 |
| Document Number | 45141271 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 004514/001271 |
| Instrument | 16239 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639,325 (+2.7%) | $1,050,578 (-2.92%) Land $310,000 Building $740,578 | |
| 2025 | $14,002.00 (+8.48%) Homeowner's exemption | $622,517 (+2.9%) | $1,082,192 (+4.02%) Land $310,000 Building $772,192 |
| 2024 | $12,907.00 (+4.51%) Homeowner's exemption | $604,973 (+3%) | $1,040,351 (+1%) Land $310,000 Building $730,351 |
| 2023 | $12,350.00 (+1.47%) Homeowner's exemption | $587,352 (+3%) | $945,799 (+12.87%) Land $300,000 Building $645,799 |
| 2022 | $12,171.00 Homeowner's exemption | $570,245 | $837,924 Land $196,000 Building $641,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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