85 Putnam St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 85 Putnam St, Watertown, MA 02472 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1915
Square Footage	1,374 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$669,000 (2020)
Tax Bill	$9,178.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`46990-02`
Alternative APNs	`WATE M:1030 B:0010 L:33485` `11089`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,374 sqft Living Area
Gross Area	2,374 sqft Gross Area
Basement Area	1,000 sqft Basement
Finished Basement	1,000 sqft Finished
Unfinished Basement	1,000 sqft Unfinished
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Condo/Apartment Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,098 sqft (0.14 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	11089
Street Address	85 PUTNAM ST
City	WATERTOWN
State	MA
Zip	02472-1980
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Block	10
Legal Lot Number	33485
Jurisdiction	WATERTOWN MA
Minor Civil Division	WATERTOWN TOWN
Census Blockgroup	1
Census Block	1010
Census Tract	370401

Owner

Source: Middlesex County and Watertown City records · APN 46990-02

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 PUTNAM ST, WATERTOWN, MA 02472-1980
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Deed Doc Number	20201838994
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	85 PUTNAM ST, WATERTOWN, MA 02472-1980
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1877995
Date	Apr 27, 2021
Instrument	1877995

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,178.00 (+4.99%)	$785,800 (+5.17%) Building $785,800	$714,685 (-23.93%)
2024	$8,742.00 (-10.64%)	$747,200 (+3.72%) Building $747,200	$939,455
2023	$9,783.00	$720,400 Building $720,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.