Middlesex County and Watertown City property record for 78 Putnam St, Watertown, MA 02472 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 6 bd · 2 ba · 1,553 sqft · built 1910 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $727,000 (Jul 2018) |
| Tax Bill | $10,120 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46940-22 |
| Primary APN | 46940-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Building Area | 1,553 sqft Living Area |
| Basement Area | 1,161 sqft Basement |
| Unfinished Basement | 1,161 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 788 |
|---|---|
| Street Address | 78 PUTNAM ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1982 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 15 |
| Legal Lot Number | 121 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 370401 |
Source: Middlesex County and Watertown City records · APN 46940-22
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 78 PUTNAM ST, WATERTOWN, MA 02472-1982 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Jun 22, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on Record |
| Deed Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 20181793388 |
| Last Transfer Date | May 24, 2023 |
| Transfer Doc | 0001939094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jun 20, 2023 |
| Property Address | 78 PUTNAM ST, WATERTOWN, MA 02472-1982 |
| Document Number | 0001939094 |
| Instrument Date | May 24, 2023 |
| Instrument | 1939094 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 PUTNAM ST, WATERTOWN, MA 02472-1982 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 78 PUTNAM ST, WATERTOWN, MA 02472-1982 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1868827 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 1868827 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jun 22, 2017 |
| Property Address | 78 PUTNAM ST, WATERTOWN, MA 02472-1982 |
| Document Number | 0000063204 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 63204 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,374.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 PUTNAM ST WATERTOWN MA 024721982, WATERTOWN, MA 02472-1982 |
| Document Number | 63205 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 63205 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2047 |
Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,120.00 (+2.39%) | $866,400 (+2.56%) Building $866,400 | $938,695 (-4.43%) |
| 2024 | $9,884.00 (-10.59%) | $844,800 (+3.77%) Building $844,800 | $982,205 |
| 2023 | $11,055.00 | $814,100 Building $814,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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