Middlesex County and Watertown City property record for 81 Putnam St, Watertown, MA 02472 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Other |
| Year Built | Built 1915 |
| Square Footage | 2,304 sqft Living Area |
| Lot Size | 4,234 sqft (0.097 acres) |
| Last Sale | $152,000 (1994) |
| Tax Bill | $12,174.00 (2025) |
| Primary APN | 46970-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 5,400 sqft Gross Area |
| Basement Area | 1,152 sqft Basement |
| Unfinished Basement | 1,152 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,234 sqft (0.097 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Steam Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 767 |
|---|---|
| Street Address | 81 PUTNAM ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1980 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 11 |
| Legal Lot Number | 110 |
| Jurisdiction | WATERTOWN MA |
| Minor Civil Division | WATERTOWN TOWN |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 370401 |
Source: Middlesex County and Watertown City records · APN 46970-10
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 84 BARNARD AVE, WATERTOWN, MA 02472-3414 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 1994 · Amount on Record |
| Deed Sale | Dec 20, 1994 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 81 PUTNAM ST, WATERTOWN, MA 02472-1980 |
| Document Number | 0001849648 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 81 PUTNAM ST WATERTOWN MA 024721980, WATERTOWN, MA 02472-1980 |
| Document Number | 0001849648 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 1849648 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 10, 2035 |
Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,174.00 (+12.87%) | $1,042,300 (+13.06%) Land $512,000 Building $530,300 |
| 2024 | $10,786.00 (-11.31%) | $921,900 (+2.94%) Land $498,200 Building $423,700 |
| 2023 | $12,162.00 | $895,600 Land $476,500 Building $419,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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